RE- MORTGAGE SERVICES COULDN'T BE SIMPLER I received online communication throughout the whole process of remortgaging. At first I was a little weary as I’m not that savvy using computers,ho... Leggi di più
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Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più
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They were good especially at the start and would recommend. My two comments are they could have acted faster between the mortgage offer which was late through no fault of their own and completion whic... Leggi di più
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We had a very smooth, efficient experience with Optima. The online portal was user friendly & updated regularly and promptly so you knew exactly where you were in the process. Would definitely use Opt... Leggi di più
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Better than most I've dealt with during mortgage/re-mortgage. They managed to get things turned around within 2 weeks which minimised the negative impact of being on an SVR after a broker screwed up... Leggi di più
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Informazioni su Optima Legal
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Optima Legal
We are a specialist property law firm. For over 30 years, and we have worked in partnership with the UK’s financial services sector, enabling them to support over 4 million customers through a comprehensive range of legal services including remortgage services.
Informazioni di contatto
Suite 5A, West Village, 114 Wellington Street, LS1 1BA, Leeds, Regno Unito
- info@optimalegal.co.uk
- 360.optimalegal.co.uk
4,2
Molto buono
10K recensioni
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Dialogue with this company is painful
Dialogue with this company is painful. Each time I interact with them a different person responds and contradicts the previous response. I am at risk of losing my house sale as Optmi have failed to submit an application to the land registry to update my details following a recent remortgage. Avoid at all costs.
12 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are sorry to hear about your frustrations when contacting us, the way we work and handle contact from customers is currently under review and your feedback is important to us in this matter.
Once a remortgage is complete we have 35 days from the date of the OS1 document to submit the application to HMLR, which was within the time frame required. We regret if you wished this to be done sooner, however we were not informed of your requirements for an expedited process until you notified us a week after completion. We then took action to get this done within 24 hours.
We do apologise that you were given incorrect information from our colleague, this will be reported and back and extra training provided to ensure this doesn't occur again.
Optima Legal
Extremely disappointing experience with Optima Legal
They have been handling my remortgage for months, yet with less than three weeks remaining before my current fixed-rate mortgage ends, I have only now been informed that an additional Help to Buy process and Deed of Postponement are required — a process they themselves say can take 6–8 weeks or potentially longer.
What makes this particularly frustrating is that the Help to Buy charge was not new information. It was visible on the property title from the beginning of the remortgage process. Despite this, the issue was not properly clarified and progressed until the last minute.
I was initially being asked for a RICS valuation and Help to Buy redemption information because their system had the case recorded as though I intended to repay the equity loan, when I actually intended to keep it in place. I now have to urgently contact Homes England myself, submit additional paperwork and pay additional fees while facing the possibility of my existing mortgage moving onto a much higher follow-on interest rate if the remortgage cannot complete in time.
Communication throughout the process has also been frustrating, with conflicting information about what was outstanding and documents being requested that had already been completed or received.
I understand that Homes England and the lender have their own processing times, which are outside Optima's control. My complaint is that a time-sensitive requirement that could potentially delay the remortgage by many weeks was not properly identified and dealt with much earlier in a case they had been handling for months.
At this stage I am having to actively manage and chase the process myself to try to prevent a potentially significant financial impact.
Based on my experience so far, I cannot recommend Optima Legal.
12 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are very sorry to hear of the frustration you've experienced with your remortgage process. We would like to investigate this further to understand what went wrong, however we have been unable to identify your file. We would appreciate if you could provide the information required in the request we have sent to you.
Optima Legal
Absolute pleasure to deal with…
Absolute pleasure to deal with regarding my remortgage
Nice, easy and fast
12 agosto 2026
Risposta di Optima Legal
We are pleased to hear that your remortgage experience was easy and fast. We appreciate your positive feedback.
Optima Legal
A smooth process with minimum stress &…
A smooth process with minimum stress & good online systems
12 agosto 2026
Risposta di Optima Legal
We are delighted to hear that you experienced a smooth process with minimal stress and found our online systems effective. Thank you for your positive feedback.
Optima Legal
Brilliant service
Brilliant service. I was kept well informed all the way through. Handled in a very professional manner
12 agosto 2026
Risposta di Optima Legal
We're happy to hear you received a good service and were kept informed throughout the process. Thank you for sharing your experience!
Optima Legal
telephone service needs to be better
Tracker: excellent; responsiveness to queries: excellent; call centre/ telephone channel: needs improvement
12 agosto 2026
Risposta di Optima Legal
We're glad to hear you found our tracker and query responses excellent. We appreciate your feedback regarding our call center, and we are working to improve our telephone support.
Optima Legal
Risposta di Optima Legal
We appreciate your kind words! We are so glad we could be helpful and provide a great service.
Optima Legal
Risposta di Optima Legal
We are glad your experience with us was efficient. Thank you for your positive feedback
Optima Legal
Risposta di Optima Legal
We're happy to hear that our service was quick for you! We appreciate your positive feedback.
Optima Legal
Had two seamless transactions with this…
Had two seamless transactions with this company. Highly recommend
10 agosto 2026
Risposta di Optima Legal
We're so glad to hear that you had great experiences with us more than once. We truly appreciate your recommendation and positive feedback!
Optima Legal
Awful service
I was recommended using Optima Legal for transfer of equity by Barclays four months ago.
Initially, the process looks clear and user friendly with their online tracker.
However, the process has been incredibly slow and it can take weeks for anyone to respond via their 'get in touch' page.
They also demanded I needed to pay a shortfall payment of £17000 by a deadline which had already passed. When I queried it I was told I had to pay before they would take my case any further. When I rang Barclays, they said I did not owe any money whatsoever.
When I eventually got through to someone they said 'oh yeah I can see now that might not be correct.' No apology or accountability.
I am hoping my case eventually comes to a conclusion. It seems I am no closer to a completion date.
Avoid at all costs.
10 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are truly sorry to hear about the difficulties and frustration you have experienced with your transfer of equity process. It seems we have not communicated clearly with you how redemption statements work, and what the jargon on them means. When a redemption statement is received, it is always calculated to a specific date. This results in the provider of the statement (your current lender) to use language that implied the deadline for the payment was a specific date, however all that means in reality is that for the figures to be correct as per that specific statement then payment should be made by that date. We can usually add daily interest for a specified number of days as long as the statement remains valid (a period of time determined by the current lender). We understand that we are familiar with this process and failed to guide you through this appropriately. We appreciate you bringing these concerns to our attention. We are actively reviewing your feedback to understand where our process fell short and to prevent similar situations for others. We are committed to improving our service and communication.
Optima Legal
Terrible service no communication
Terrible service no communication, hour wait on the phone, never call back, no legal experience on call handlers. Would never use them again.
10 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are sorry to hear about your frustrating experience with our service and the communication difficulties you encountered. We are actively reviewing our call handling procedures to prevent such issues.
Optima Legal
Risposta di Optima Legal
Thank you for your positive feedback, we are glad to hear the service you received warranted a 5 star review.
Optima Legal
My husband and I found doing everything…
My husband and I found doing everything electronically was very challenging due to our age. The fact that ai and scamming is high. But once we get to human staff/s at optima legal they're very excellent, professional and experience in dealing with our mortgage. We would recommend them all.
17 luglio 2026
Risposta di Optima Legal
We appreciate your feedback and understand that navigating digital processes can be challenging. We use our own portal as it provides better security than email and a faster and more efficient (and less wasteful) service than post. We're glad our human staff could provide excellent assistance with your mortgage. We value your recommendation.
Optima Legal
Risposta di Optima Legal
Thank you for your positive feedback, we really appreciate it!
Optima Legal
If I could give them 0 stars I would
If I could give them 0 stars I would! Completely incompetent law firm and I would never trust them to handle my mortgage again! We had a remortgage offer in place for months and on their online tracker I was made to believe everything was on track and I had provided all evidence that I needed. Then the week before the end of my current deal came along and this deal fell through. We found out because of my mortgage broker chasing things up, not Optima legal. This resulted in us
not having time to secure a new deal before our current deal ended and causing us further financial difficulties. Then, almost two weeks after it was all over, we received an email from Optima Legal giving us information that we had been given by our broker two weeks prior! The delay and lack of communication is shocking! Absolutely the worst experience which has caused me so much stress.
8 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are sorry to hear about the experience you had with your remortgage. We are committed to improving our services and would like to investigate this further but have been unable to identify your file from the information you have provided. We have therefore sent you a request for further information, we would be grateful if you could provide the requested information to allow us to do a full and thorough review of your experience.
Optima Legal
Generally good
Generally very good, apart from wrong redemption statement request, leading to some confusion.
7 agosto 2026
Risposta di Optima Legal
We appreciate your feedback. We understand the confusion with the redemption statement, it is not always possible for to know when our customers make their payments to their current lender or how long that lender takes to process the payment and therefore we have to take each redemption statement at face value as accurate. We are always working to improve our processes.
Optima Legal
Contact i long and frustrating
Contact i long and frustrating, online system is poor and prone to error. Quite frankly avoid like the plague. It's a shambles
7 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are genuinely sorry to hear about your frustrating experience with our contact and online systems.
Optima Legal
Poor Communications
I was frustrated twice when messaging, both times leading to delays which I believe lead to the late completion & unnecessary additional costs in added interest fees.
1. I messaged I had received the text to authenticate the signing of the deed & the response when in circles asking if I wanted to complete the deed.
2. I messaged asking if the lease I had already sent was sufficient, but got the same question I had already been asked.
In both questions, the responders had not bothered to read the previous context. Unsatisfactory.
The case number is: M922381
7 agosto 2026
Non scritta su invito
Risposta di Optima Legal
We are sorry to hear of the frustration you experienced due to our messaging system. We understand how important clear and efficient communication is, and we regret that we fell short in this instance.
We have unfortunately been unable to identify your file from the details you have provided. We have therefore sent you a request for further information. We would be grateful if you could provide details so that we may review your experience fully as this will help us improve our services going forward.
Optima Legal
Superb from start to completion.
Superb from start to completion.
Would definitely use again.
7 agosto 2026
Risposta di Optima Legal
We are pleased to hear that your experience was so positive. We truly appreciate your feedback and look forward to assisting you again in the future.
Optima Legal
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