ViVentor Recensioni 

82
TrustScore 1 su 5

1,2

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Scopri cosa dicono le persone

Valutata 1 stelle su 5

Die Gebühren scheinen so aufeinander abgestimmt zu sein, dass Anlegern das Geld aus der Tasche gezogen wird. Finger weg! Für Guthaben wird pro Monat eine Gebühr von 100 Euro fällig. Pro Überweisung... Leggi di più

Valutata 1 stelle su 5

Absoluter SCAM. Ständig neue Gebühren und Strafen. Aktuell: Es wird kein Geld zurückgewonnen aber man muss immer sofort alles auszahlen oder 100€ Strafe zahlen. Eine Auszahlung kostet 1.50€ Gebühren.... Leggi di più

Valutata 1 stelle su 5

Depositei dinheiro nesta plataforma dia 15-07-2020 ano, configurei o auto invest e o dinheiro foi todo investido em empréstimos da Atlantis (Classificação A) esses empréstimos foram vencidos e estendi... Leggi di più

Valutata 1 stelle su 5

Unfair P2P platform. Loans extended indefinitely making buy-back guarantee useless. The diversification tool on the site is effectiveless through loan originators. As result and due to covid-19, funds... Leggi di più

Dettagli dell'azienda

  1. Banca d'investimento

Informazioni fornite da varie fonti esterne

Viventor is a peer-to-peer lending marketplace that connects non bank lenders from the one side, and investors all across Europe from the other side. Lending companies independently select their borrowers, issue loans, and offer these loans on Viventor. Further on, investors can select from the pool of loans listed, and invest in ones meeting their requirements. Viventor’s business model provides access to “crowd capital” for the lenders, and makes secure investing simple and accessible for investors!


Informazioni di contatto

1,2

Pessimo

TrustScore 1 su 5

82 recensioni

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Tutte le recensioni

(82)

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Valutata 1 stelle su 5

Bad experience

Bad experience. All the investments i have there are not being paid and were extended. 6 months on this platform and without returns.
Other platforms are better because still giving back returns.

5 agosto 2020
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Risposta di ViVentor

Dear RTeixeira,

We are sad to hear that you are not satisfied with your experience with ViVentor. We can not comment on individual cases as we have a legal duty of confidentiality to our investors. We would, however, like to highlight that some of our Loan Originators and their borrowers are facing difficult times due to Covid-19, which has deeply impacted the entire financial industry. Some Loan Originators have, nevertheless, already began to manage their portfolios and some are still in the process of doing so. As a result, not all payments are reaching investors as planned. We would like to assure you that most of our Loan Originators are doing their utmost to get back on track, and that we continue to do everything in our power to protect our investor's interests.

All the best,
ViVentor team

Valutata 1 stelle su 5

The loans from Atlantis Financers are…

The loans from Atlantis Financers are not repaid despite T&C. They will block your money and won't reply.

29 luglio 2020
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Risposta di ViVentor

Dear JM,

We fully understand that this is a considerable inconvenience, and we are also not fully satisfied with this situation. To give you some background to the current situation: a number of Atlantis’s loans have reached their buyback term and have already been processed by us. These loans are now displayed as “Funds in Transit.”

However, from communication we have received from Atlantis Financiers, we have learnt that they have honored their debtors’ request to extend repayment schedules on these loans for an additional 90 days period. As such, Atlantis is now unable to service these debts immediately as they are still awaiting these new repayment schedules to commence. As you are no doubt aware, the current pandemic has impacted businesses across Europe, and this situation has been exacerbated by the rising waves of infection in the Netherlands, where these loans derive.

We can assure you, however, that irrespective of whether these loans are extended or processed, we will continue to apply the same rate of interest that existed at the point of initial investment, and this interest will be paid to investors upon the loans’ repayment.

All the best,
ViVentor team

Valutata 2 stelle su 5

Disappointed with viventor.

I am very disappointed with viventor.
They automatically extend all loans. On this way, they not are allowing, to make any withdrawals

12 giugno 2020
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Risposta di ViVentor

Dear César,

Thank you for your feedback. It is sad to hear that you are not satisfied with the experience of ViVentor. All the loans on our platform can be extended. Before we allow loan extensions, we are double-checking, if it meets a specific country's government guidelines. There is good news though - as an investor you are still receiving interest for an extended period. If you have any further inquiries please feel free to reach us by info@viventor.com, we will be happy to answer all your questions. 

All the best,
ViVentor team

Valutata 5 stelle su 5

Investing since 3 years and to date no…

Investing since 3 years and to date no problems occurred. Payout every month goes smoothly. Support helps quickly as well (live chat widget). In 2018 there was some loan crunch where cash drag has been high but it got fixed after 2 months approx. Overall highly recommended.

18 dicembre 2019
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Valutata 1 stelle su 5

Support service with no answer (so far 2 weeks)

I blocked my account by my fault cause I write a wrong pass for several times. The auto message say to send na email to solve the problem. After 3 e-mails in 2 weeks, still with no clue of answer... for me this say to much about their service. Dont want to invest with them anymore. A good support service is in an imperative, for a company that deals with my money.

11 ottobre 2019
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Risposta di ViVentor

Dear Diana,

On behalf of Viventor, I would like to apologize that nobody got back to you regarding your blocked account. Could you please send us an e-mail from the account you are registered on Viventor to info@viventor.com and we will try to assist you accordingly.

Kind regards,
Linda

Valutata 4 stelle su 5

Great platform with one remaining deficit

1. Platform Look & Usability (Dashboard, XIRR, Auto-Invest, Reports) - fine except for missing report functionalities - some fine tuning left - 1/1 points
2. Platform Service (Deposit, Withdrawal, Communication, Support) - partly confusing communication to investors, handling of Aforti loans during an unclear originator's situation was not well managed compared to Mintos - 0/1 points
3. Diversification (Countries/Originators): fine - 1/1 points
4. Interest Rates: 12-16% for many originators is above average compared to other platforms - 1/1 points
5. Loan amount: fine for my invested amount - 1/1 points
6. Buyback Guarantee: yes (for most originators) - 1/1 points
7. Loan Conditions (Grace Period, Late fees): no grace period is great - most loans are repayed lately but for all overdue days interest/late fee is paid - 1/1 points
8. Secondary Market: yes - 1/1 points

Summary: 7/8 points in my personal rating - my personal favorite besides Mintos - communication to investors must be improved (e.g. announcing witholding taxes for Spanish originators in May '19 what never took place and contradict the information given on the homepage not to withhold any taxes) - crisis management (e.g. Aforti loans in August '19) must urgently be changed/improved in the future to provide transparency and prevent the investors from buying and selling potential non-performing loans (have a look at Mintos).

7 settembre 2019
Non scritta su invito
Valutata 1 stelle su 5

AVOID.

Not a good experience, I did my first transfer to add some funds to my account and i never got it, I tried to get in touch with them a few times and never answer me so basically i lost my money.
money lost and i felt scammed.

2 settembre 2019
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Risposta di ViVentor

Dear Miriam,

Thank you for your feedback. We are sorry to hear that you weren't able to get in touch with us. Could you please send e-mail to info@viventor.com, so we could double-check, if money was deposited to your account?

Kind regards,
Linda

Valutata 5 stelle su 5

I've had great experience

I've been using it for couple of years now and I've never experienced any problem, neither with deposits nor withdraws. They have a variety of loans and countries and every now and then new loan originators are added. Their customer service is a bit slower that what it used to be but they always answer back and help you.

14 maggio 2019
Non scritta su invito
Valutata 5 stelle su 5

Money back guarantee works, getting rich slowly but surely =)

So far so good. Money back guarantee works reliably. Autobid is functioning really well. I recommend this to my friends who don't want to analyse projects or deals, and are happy with 12 to 13% with auto-investment. Just send money into it and it will make money for you. Excellent engine for escaping "the rat race" and getting to the level where you no longer need to work. I can stop working now, thanks to platforms like this. But, I keep working cause I am obsessed with making an obscene amounts of money. More, more, moreeeeee.... ^^

4 marzo 2018
Non scritta su invito
Valutata 3 stelle su 5

Good P2P platform

Good P2P platform. A bit worse than Mintos. But like Mintos it offers buyback or payment guarantee, the most important funkction in P2P lending, because the level of default loanes in P2P is high.

4 gennaio 2018
Non scritta su invito
Valutata 5 stelle su 5

Excellent customer support and returns

My first time investing in p2p platform has been very smooth and clear thanks to very helpful and educated customer support from viventor team. Also I'm very satisfied with the returns (have been invensting for over a year now) from various investments. Keep growing and adding more offers, will certainly continue investing with you!

15 marzo 2017
Non scritta su invito
Valutata 4 stelle su 5

Una pagina muy activa

Me quedo muchas veces sin poder invertir por la actividad frenética de la pagina, Hay mucha demanda y poca oferta, pero cumplen su cometido. Haber si ponen mas pagares para que el capital no duerma en el aburrimiento.

13 novembre 2016
Non scritta su invito

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