ViVentor Recensioni 

Only giving this lot 1 star because no option for zero stars.
They stuck all my money in multiple loans with 1 company that they also own then said it was a good diversified strategy when I complained.
No hope of seeing any of it back now.
They are either incompetent or dishonest - stay well away!

they do answer customer service but i have no idea how to get the last 100 back out of the account to close it, the interest rate wasn't really doing anything and i withdrew the rest but i just can't get the last 100 out

Estafa, el principal comercial de préstamos en Viventor que es Atlantis ha comprado Viventor y ha dejado ya no de pagar intereses si no incluso de devolver el capital.

Loans from Atlantis Financiers (an affiliated company) have been extended for more than a year and there has been no information whatsoever about the state of those loans. All of these loans have a buyback guarantee, which they are not applying because they keep extending the due date, so the loans are not late (according to Viventor's twisted logic).

Basically I consider my money lost at this point. Stay away.

They are simply frauders, they take your money and you will not see it anymore. Viventor is in the same Group as its main Loan Originator, called Atlantis Financiers. At a certain moment Atlantis Financiers didn't pay anymore, but on Viventoror appeared for many months with rating A, the most reliable, deceiving new investors to take their money.
With another Loan Originator that didn't repay, they offered to have only 20% back and blocked the account as long as you decide. You accepted their offer and not even have money back.
They are only frauders that abuse of public trust.

Never trust Viventor.
Viventor allow scammers LO to the platform without deep due diligence.
Probably Atlantis Financiers and Viventor affiliated scammers.

Scam - avoid if possible to deposit any money as they dont pay and change rules as all the time so investors can't get their money back.

If you are a victim, class action suit is being prepared in Telegram Viventor group, just search for it.

Scam Platform. Be carefull and AVOID.

Unfair P2P platform. Loans extended indefinitely making buy-back guarantee useless. The diversification tool on the site is effectiveless through loan originators. As result and due to covid-19, funds (100% covered by BB guarantee) have been kept in " transit status" for more than 1 year. To unlock them the proposals arised are: loose 80% of their value or have them back in 5 years... Shameless

SON UNOS ESTAFADORES. Mucho cuidado con esta plataforma. Solo sirven sus propios intereses, y utilizan los fondos de los participantes para forzar la toma de decisiones que benefician a su accionista principal, Gielen Group. La plataforma NO ESTA REGISTRADA EN LA CNMV, y ya ha sido denunciada por varios usuarios, entre los que me encuentro, ante Banco de España y CNMV para evitar siga operando sin consecuencias.

They keep your money for free and lie to investors, I do not recommend. Stay away ...

Stay away. Buy back never applies as loans are extended undefinitely.

Viventor are saying that as long as the loans are extended they never are overdue. This is non-sense.

So they will continue to extend these loans and you may never see your money again.

Depositei dinheiro nesta plataforma dia 15-07-2020 ano, configurei o auto invest e o dinheiro foi todo investido em empréstimos da Atlantis (Classificação A) esses empréstimos foram vencidos e estendidos varias vezes enquanto a Atlantis mantinha a Classificação A até a passada semana, neste momento os empréstimos deixaram de ser listados, no entanto quem tem empréstimos deles o dinheiro continua preso e pelos vistos vai continuar... A Viventor envia emails com desculpas sem tentar resolver o problema. Não entrem nesta plataforma !

Up until this week Viventor has continued to take money from it's customers to fund a related company. Atlantis Financiers and Viventor are part of the same group. Atlantis Financiers remained an A graded lender yet had defaulted on payments for months. Even though the loans are listed as 'buy back' Viventor are saying that as long as the loans are extended they never are overdue (no idea how this makes sense). So they will continue to extend these loans and you may never see your money again. The conflict of interest is staggering. Viventor are putting the clients of their related company and the related companys cashflow in front of their own customers. I would highly advise against using this site as from my experience there is no transparency and your funds are significantly at risk. The emails sent to customers explaining the situation are embarrassing. If you are thinking of using Viventor please take the time to do your research to understand my points above. In normal business practice one would expect Viventor to engage in debt recovery for their customers. Yet all we get is excuses. Please don't end up like me and many other Viventor customers whose funds are stuck in a cycle of loan extensions.

LAST UPDATE, March 6, 2021:

Viventor postponed all trades of Atlantis Financiers on the primary and secondary market. Atlantis Financiers belongs to the same group as Viventor!
This shows a public lack of trust in its own group, due to financial difficulties.

Atlantis Financiers claims its Dutch clients all suffer from COVID-19. This is untrue, since the Dutch government has major support packages in place which are adequate. A normal company doesn't lose money on Covid in The Netherlands. (unless you had no revenues in 2019).

Situation is even more remarkable since the Group where both Viventor and Atalantis Financiers belong, is trying to acquire other loan originators which suffer from financial trouble...
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Be very careful with Viventor. The platform is owned by a group owning one and maybe multiple loan originators. Their buy back guarantee is worth nothing.
This is how they do business:

Once the loan has to be paid back, it shows overdue. When it is overdue for almost 60 days (when the buy back guarantuee kicks in), they extend the loan so they don't have to pay you back. They indicate they can do this for an unlimited number of times. I already have seen this happening multiple times to all of my investments. If this continues they never have to pay back!

Sometimes something goes wrong in their system, so they show an investment as 'funds in transit', however loans from the owner itself are already for 4 months in transit. How long can it take to transfer?

Please be warned and stay away!

Disappointed. Lost money by lending to PRESTO through Viventor.
My capital shows "Funds in Transit" for ages now...

Shady platform - stay away!
They still rate Atlantis loans as A, which defaulted on payments! They must have lowest rating and platform must start legal action to recover money!
Either they don't care aboit investors or they are semi scam

Some loans originators have issues but the last 2 withdrawl I made were executed in a couple of days.

Very disappointed. Loans from Atlantis (entity belonging to parent company) being extended indefinately. No transparency.

Bei Viventor ist meine ursprüngliche Zufriedenheit großer Ernüchterung gewichen. Meine Aforti Loans sind in default und es gibt eigentlich kaum noch Hoffnung, dass hier etwas zurückkommt. Kürzlich wurde ich ich informiert, dass sich Aforti bei der Berechnung der Late Fees um EUR 40 zu meinen Ungunsten verrechnet hat. Das ist unprofessionell und schmälert meine Rendite. Nachdem Atlantis die Platform übernommen hat, stimmt es mich nicht optimistisch, wenn ich sehe, dass die Mehrzahl der Atlantis Loans verspätet sind. Ich werde nicht weiter aufstocken, sondern Rückzahlungen abziehen.