Athena Home Loans Recensioni 

1908
•
TrustScore 4.5 su 5

4,5

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Valutata 5 stelle su 5

Friendly staff guided me through the process ... perhaps not as straight forward as some lenders might suggest ( more like a roast than a stir fry) but the support from the Athena guys pushed the pr... Leggi di più

Valutata 5 stelle su 5

Athena staff walked me through the process of switching lenders from how to complete documents to bank valuation and settlement. They were really responsive to questions via email and text. There was... Leggi di più

Valutata 5 stelle su 5

Changing home loans was made easier knowing that Athena was easy to contact quickly and easily if needed. I appreciate their email and messaging services for this. I love their product that gives a re... Leggi di più

Valutata 5 stelle su 5

Overall my experience was great. Everything was fast and went smoothly. Staff were friendly, helpful and supportive. Communication was thorough and I always knew what was going on. I felt I was tr... Leggi di più

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4,5

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TrustScore 4.5 su 5

2K recensioni

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4,5

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(1908)

15 recensioni negli ultimi 12 mesi

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Valutata 1 stelle su 5

After being told to write a letter to…

After being told to write a letter to evidence my “gap of employment” which I thought was odd, considering I had a 3 week break in switching out careers from veterinary medicine back into corporate and the gap was due to horrific DV, I was made to write a letter about it to them, and supply evidence. That meant, writing all about it, again, attach the evidence, which meant ringing the police and asking them to email the statements and then attaching them to the letter and sending it to the broker. I was then asked for more ridiculous information that has never been needed for lenders in the 14 years I have held mortgages and refinanced, but supplied anyway. I have a solid credit score at 952, I have never missed a payment and I have over $600k equity in my home and the means to service my mortgage as I have been doing it for the entirety of this time. However, I get a call back saying that Athena won’t approve my refinance application until next month because I haven’t worked for the last 4 years??? Instead of going through and scrutinising the 3 week gap I took in changing careers and going through Afterpay transactions, maybe go through my previous tax returns and bank statements where it clearly shows in the past 6 months deposits of veterinary salaries going into it!!! Lucky for me I already had conditional approval elsewhere and I would rather set my house on fire than for you incompetent idiots make any money off of me. And also, side note - how dare you ever ask for someone to evidence their domestic violence. I fully intend on going public with this and making sure that you never get business ever again… That is the most disgusting thing I have ever heard and has literally undone any healing and progress I have worked so hard towards becoming somewhat normal, that I am back to where I started.

You ought to hang your heads in shame

21 agosto 2026
Non scritta su invito
Logo di Athena Home Loans

Risposta di Athena Home Loans

Hi Eve,

We're really sorry to hear about your experience.

It's clear from your review that parts of the process were deeply upsetting, and we appreciate you taking the time to share your perspective. We recognise that situations involving domestic violence require care, empathy and respect.

We acknowledge that applications often involve communication between customers, brokers and lenders, and it is our goal to ensure those interactions are as clear and supportive as possible.

Given the sensitive nature of your feedback, we would welcome an opportunity for a conversation to discuss the concerns regarding the application process. A member of our team will reach out shortly to request that opportunity.

The Athena Team

Valutata 1 stelle su 5

Avoid

Athena Home Loans promotes competitive rates, but in reality their pricing is no longer attractive and there’s zero flexibility.

Customer service is unacceptable. We’ve been waiting over four weeks for help and were told nothing could be done because the key contact is on leave. No backup. No ownership. No urgency.

For a home loan, this level of service is simply not good enough. I would not recommend Athena.

22 dicembre 2025
Non scritta su invito
Valutata 1 stelle su 5

Athena used to have very sharp rates…

Athena used to have very sharp rates but now there are many other lenders with lower rates and no fees. Athena say that once your LVR drops you get a lower rate but they make this very difficult to action

6 gennaio 2026
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Logo di Athena Home Loans

Risposta di Athena Home Loans

Hey John,

Our Accelerates feature (where your rate drops as you pay down your loan) is linked to your loan-to-value ratio (LVR). As your LVR tier drops, your interest rate automatically drops too.

Like all lenders, we rely on independent valuations to determine a property's value. These valuations are completed by qualified third-party valuers who follow regulated standards and operate independently from Athena, which means we can't influence or overrule the outcome.

We understand it can be frustrating when a valuation result isn't what you expected. Following your complaint, we reviewed the valuation process and followed up with the valuer to confirm the property was assessed appropriately. We also passed your latest feedback on to them for further consideration.

We’re always reviewing our rates and products to stay fiercely fair and competitive - and we know interest rates and fees are just one part of the bigger picture when choosing a home loan. We're proud that our fair value offering goes far beyond no fees - we're industry advocates for abolishing the "loyalty tax" (a common practice where existing customers get charged higher rates than new customers for the exact same loan).

Thanks for taking the time to share your thoughts. If any issues did happen with your valuation, no doubt the valuer will resolve it asap - we love to see our customers saving $$$! 💜

Valutata 5 stelle su 5

Ray has been a great point of contact

Ray has been a great point of contact, answers all my questions with a friendly but also professional manor and made it clear that I could contact him about anything at any time.
Was always a pleasure talking to him, and he gave deep insightful information!

4 dicembre 2025
Non scritta su invito
Valutata 5 stelle su 5

You got to LOVE Athena!

From the application through to settlement has been seamless. Staff have been helpful and shown professionalism every step of the way! THANK YOU!

29 agosto 2025
Valutata 4 stelle su 5

Almost Perfect

Nobody's perfect but you guys are close. You were quick, easy to deal with, online heaven! Thanks for being you.

(4 because I have to have room to vote you better at some stage!)

15 agosto 2025
Valutata 4 stelle su 5

Would use again

Heath was very helpful when I applied for my loan. He followed up without being annoying and always got back to me.
Following that, was it the smoothest of transactions? probably not, at times getting double info from different people that didn’t match. But I went with the flow and it worked out.
Approval /settlement were quick and drama free. I would use again.

20 giugno 2025

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