Xact Recensioni 

4565
TrustScore 4.5 su 5

4,5

Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più

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Scopri cosa dicono le persone

Valutata 5 stelle su 5

MADE my DAY!! Xact was willing to work with me to adjust my due date when I realized it was a concern for me. Thank you so much for your help and for taking care of your customer!! I will definitely k... Leggi di più

Valutata 5 stelle su 5

My experience was so great because I was able to get approved for my max amount from the comfort of my own home. No fifty questions, no collateral, just a little information based on my job and me.... Leggi di più

Valutata 5 stelle su 5

Excellent service. I had issue with bank account verification and the rep who answered my call was able to get the issue solved. Very friendly and informative waiting until all verification complet... Leggi di più

Valutata 1 stelle su 5

I entered my full account number twice and the system didn’t put up the last two digits of the number so I didn’t receive the loan. It showed enter but when it was saved for processing it dropped off... Leggi di più

Dettagli dell'azienda

Informazioni su Xact

Scritti dall'azienda

WE’LL HANDLE IT… TOGETHER.

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Why the Xact Loan?

  • We’re available online any time to help you get an approval day or night
  • You can rest assured your digital security and identity will be protected whenever you use our services
  • We offer access to free credit monitoring
  • Our Pocket360 account/loan management tool makes managing your loan easy
  • Xact’s Finance Academy blog for free financial education is always available

Learn More about Xact

Installment Loans

When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.

Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.

People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.

Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.

Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .


Apply Online

Our Partnership

Quill Bank and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.

Founded in 1993, Quill Bank, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). Quill Bank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.

For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.

The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.

Our Commitment

Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.

Pocket360 Account Management Tool With Mobile Access

Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.

With P360, you’ll have access to:

  • Apply for new loans
  • View loan history
  • Read financial education articles

Learn More About Pocket360


Helpful Links


Apply Now

How It Works

FAQs

Finance 101 Blog

Contact Us



Informazioni di contatto

4,5

Eccellente

TrustScore 4.5 su 5

5K recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Chiedi ai clienti di scrivere una recensione

Questa azienda invita i propri clienti a scrivere recensioni - sia positive che negative

Ha risposto al 13% delle recensioni negative ricevute

Solitamente risponde entro 1 settimana

Come questa azienda usa Trustpilot

Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.

4,5

Tutte le recensioni

(4565)

582 recensioni negli ultimi 12 mesi

Scrivi una recensione
Su Trustpilot, le aziende non possono offrire incentivi o pagare per nascondere le recensioni. Le recensioni sono le opinioni dei singoli utenti e non di Trustpilot. Leggi di più

Valutata 2 stelle su 5

BEWARE!

BEWARE!! This is predatory lending at its best. This company is quick to approve you, but if you fall on hard times or if your income changes, they do not negotiate lower payments or a reduced payoff amount! The only reason I gave two stars is because the representatives are always very nice.

1 maggio 2026
Non scritta su invito
Valutata 1 stelle su 5

Stay away

Got a notification from my bank saying the money cannot be deposited, but Xact sent me a payment schedule anyway.

I tried to log into my account and it wouldn't accept my password, and that I have to call customer service to change it!

Oh, and over 100 percent APR that they don't show until the end? Shady!

Update: I called customer service to ask why my bank is saying the money could not be deposited. They have a totally different routing and account number than what I entered! Not one number off due to a mistype, but the completely wrong number. Yep, shady!

20 maggio 2026
Non scritta su invito
Valutata 5 stelle su 5

I’m gone start by saying rates are very…

I’m gone start by saying rates are very high but I have bankruptcy and more so what do you expect but they took a gamble on me and trusted me and I’ve trusted them and they keep coming through so I won’t be going anywhere I usually pay it off each time so I don’t get hit with too much interest

20 maggio 2026
Non scritta su invito

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