Xact Recensioni 

4565
TrustScore 4.5 su 5

4,5

Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più

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Scopri cosa dicono le persone

Valutata 5 stelle su 5

MADE my DAY!! Xact was willing to work with me to adjust my due date when I realized it was a concern for me. Thank you so much for your help and for taking care of your customer!! I will definitely k... Leggi di più

Valutata 5 stelle su 5

My experience was so great because I was able to get approved for my max amount from the comfort of my own home. No fifty questions, no collateral, just a little information based on my job and me.... Leggi di più

Valutata 5 stelle su 5

Excellent service. I had issue with bank account verification and the rep who answered my call was able to get the issue solved. Very friendly and informative waiting until all verification complet... Leggi di più

Valutata 1 stelle su 5

I entered my full account number twice and the system didn’t put up the last two digits of the number so I didn’t receive the loan. It showed enter but when it was saved for processing it dropped off... Leggi di più

Dettagli dell'azienda

Informazioni su Xact

Scritti dall'azienda

WE’LL HANDLE IT… TOGETHER.

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Why the Xact Loan?

  • We’re available online any time to help you get an approval day or night
  • You can rest assured your digital security and identity will be protected whenever you use our services
  • We offer access to free credit monitoring
  • Our Pocket360 account/loan management tool makes managing your loan easy
  • Xact’s Finance Academy blog for free financial education is always available

Learn More about Xact

Installment Loans

When life goes in one direction and your financial situation goes in another, it can be hard to figure out the right path forward. In situations where you need to borrow large amounts of money and you need flexible, longer-term payment options, an online installment loan could be the best solution for you.

Personal installment loans are a way to pay for life's necessities rather than using or applying for a credit card or taking out a payday loan. They offer borrowers the ability to pay a loan back over time and can help customers rebuild their credit. Installment loans have longer terms and come in higher loan amounts and are designed to help you build a loan that fits your needs.

People choose online installment loans because their application process is simple and easy and they may have fewer fees and expenses than some credit cards.

Regardless of whether you're dealing with a leaky roof, are being forced to meet a higher insurance deductible, desperately need a new car, or unexpectedly need help with a home renovation, installment loans online can be funded as soon as the next business day.

Visit Xact.com for more information about installment loans, to apply for a loan and more. You can count on the Xact Loan .


Apply Online

Our Partnership

Quill Bank and Axcess Financial partnered with a common goal of providing a financial solution that was lacking in the market to meet the needs of our customers. Xact Loan is that product.

Founded in 1993, Quill Bank, is based in Provo, Utah and has been voted into the Top 100 Community Banks (2016). Quill Bank provides secure, online lending, as part of that commitment, to ensure your personal and financial information is secure and protected.

For more than 25 years, Axcess Financial (Cincinnati, OH) has been a financial provider for real people. Axcess is proud to serve hardworking customers, who have experienced life’s toughest moments.

The goal of the partnership has always been, and will always be, to put people first. Together, they don’t just lend money- they lend a hand.

Our Commitment

Thousands of people just like you all across the country use our services every day to help get their financial situations back on track. We believe in what you’re trying to do, and we’re proud to be able to help make a difference.

Pocket360 Account Management Tool With Mobile Access

Manage your loans/account with us right from the palm of your hand, or from your desktop. You can see your current account information any time.

With P360, you’ll have access to:

  • Apply for new loans
  • View loan history
  • Read financial education articles

Learn More About Pocket360


Helpful Links


Apply Now

How It Works

FAQs

Finance 101 Blog

Contact Us



Informazioni di contatto

4,5

Eccellente

TrustScore 4.5 su 5

5K recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Chiedi ai clienti di scrivere una recensione

Questa azienda invita i propri clienti a scrivere recensioni - sia positive che negative

Ha risposto al 13% delle recensioni negative ricevute

Solitamente risponde entro 1 settimana

Come questa azienda usa Trustpilot

Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.

4,5

Tutte le recensioni

(4565)

582 recensioni negli ultimi 12 mesi

Scrivi una recensione
Su Trustpilot, le aziende non possono offrire incentivi o pagare per nascondere le recensioni. Le recensioni sono le opinioni dei singoli utenti e non di Trustpilot. Leggi di più

Valutata 1 stelle su 5

Stay away

Okay they're going to charge me June 18th for a loan that I never received I typed in my account number twice and they still got it wrong so now they're telling me I have to wait four or five days before the loan to cancel so I'm contacting my bank and letting them know this is a very shady company

1 giugno 2026
Non scritta su invito
Valutata 2 stelle su 5

I am very disappointed with the lack of…

I am very disappointed with the lack of transparency and clarity around the loan amount and payment. I was approved for a loan in the amt of $3500 which I was happy about even though the monthly payments were quite bit higher than id like. I went to log into my acct and wasnt able to. I checked my emails to make sure i was approved which i was except the loan was for $2250 over $1000 less than what i agreed to and my payment was the same amt.
For a bank to offer you one loan amt when in reality they were funding a lot less but still charging the same as the higher loan. This fells very predatory especially in 2026. The int payment was disclosed at 200% which is higher than most credit cards. But i knew this when i agreed to the terms of the loan. Also the min I signed off on it I was asked to already make a payment before ive received anything

2 giugno 2026
Non scritta su invito
Valutata 5 stelle su 5

The process was easy!

The process was easy. I did not receive any annoying phone calls full of unnecessary questions. After submitting my application, the approval was faster than I anticipated. I received a loan through Xact before. They were still available when I needed them. They are truly a lifesaver!

1 giugno 2026
Non scritta su invito
Valutata 5 stelle su 5

The site was fairly easy to navigate

The site was fairly easy to navigate. the approval was extremely fast. When I had trouble completing my application I called member service and Brian walked me through the finish line. He was very patient.

28 maggio 2026
Non scritta su invito

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