They only help when I reach out. They don't offer advice and when they do it's after I have been negatively effected. They do sometimes answer emails or texts but only after multiple attempts are made.

I began working with Student Loan Tutor in 2023 after graduation, feeling completely overwhelmed by the US student loan system. My experience since then has been transformative.

Let's be honest: the student loan infrastructure is not designed for borrower understanding or success. It is a bureaucratic maze that seems built to increase debt and debilitate graduates with payments that hinder financial growth. I felt lost and anxious.

Student Loan Tutor changed everything. They took this incomprehensible process and simplified it, making me feel both empowered and cared for. They provided the expertise and advocacy I desperately needed.

In practical terms, their guidance allowed me to understand and work with the system to my advantage. They helped me secure a plan that minimized my payments to a sustainable amount, which in turn has allowed me to pay my bills and breathe easier. The reduction in daily stress has been incredible.

A huge part of this success is due to my case manager, Stephanie. She is brilliant, patient, and truly an angel in this process. She demystified every step and was a steadfast partner.

In summary, Student Loan Tutor (and Stephanie specifically) are the best investment I've made in my financial future post-education. They don't just give advice; they provide a lifeline and a strategy. I cannot recommend them highly enough to any borrower feeling lost or crushed by their loans.

My husband and I will both be retired this year. Our monthly Parent Plus loan payments for our two kids were nearly $4,000 each month, and growing. This was making it difficult to budget for retirement. Derek and Sabrina at Student Loan Tutor helped us to navigate the IDR payment plans and got our payments to $0. It took a little time, effort and patience to get our payments down, but it was worth it. Thank you Student Loan Tutor for your help!!

I have worked in a local rural hospital and then for a school district for over 10 years. I tried to navigate the PSLF process on my own for almost 2 years with no luck. I reached out to Student Loan Tutor and had the best experience. Derek took the time not only to explain the Studentaid website and information, but was also able to create a plan that led to my loans being discharged. It is such a relief to have over $75,000 forgiven.

I have to say I was skeptical at first
I thought it was too good to be true
But Everything they said would happen ,did. I went from paying 1,600 hundred a month to ZERO . nothing !! As long as I do what they say going forward It will stay that way. Jennifer and Julia were outstanding . Professional. They explained things over and over until I understood it . It was worth every dime . I highly recommend them

⭐️⭐️⭐️⭐️⭐️ Highly Recommend Student Loan Tutor

As a Special Education teacher, I was completely overwhelmed and honestly drowning in student loan debt. I felt stuck and unsure of what my options even were — until I worked with Kevin Chris McGinnis and Kevin Harvey at Student Loan Tutor.

From the very beginning, they were incredibly knowledgeable, extremely patient, and transparent about every step of the process. Nothing felt rushed or confusing. They took the time to explain my options clearly, answered all my questions (and I had a lot), and made sure I fully understood what was happening with my loans.

What truly sets them apart is how forthcoming and honest they are with information. There was no pressure — just real guidance and genuine support. Thanks to their help, my loan repayment was lowered dramatically, which has been life-changing for me and my family.

If you are a teacher or anyone feeling buried under student loan debt, I highly recommend hiring Student Loan Tutor. These guys know what they’re doing, and they actually care. I’m beyond grateful I found them. Christina M

Amazing! In a time when great customer service feels rare, Student Loan Tutor truly delivered. Huge shoutout to Aimie and Terni for supporting me every step of the way. I can finally breathe again. Thank you, Student Loan Tutor!

5 out of 5 — I highly recommend them to anyone looking for real support with their student loans. They were the best and most useful to help with my loans. I am so thankful to finding them

Working with Kevin and Stefano changed my view on student loan debt. Their clear communication, persistence, and long-term planning were essential in managing my finances. Before their help, I felt overwhelmed by my student loans and faced frustrating issues with my loan servicing. They resolved several problems in my account and helped qualify my Parent PLUS loans for a better repayment plan. Now, instead of a burdensome $1,500 monthly payment, I have a $0 payment plan, significantly reducing my financial stress. I give their services a perfect 5 out of 5. If you're dealing with student loans, please contact them ou won't regret it.

I was really stressed about my large amount of student loans once I finished my doctorate program and had no idea how I was going to make the monthly payments. Student Loan Tutor took the time to go through my loans with me, explain the rules and how that applies to me. They helped me get my monthly payment from over $3k a month to $0 and helped me make a plan for the future with these loans that I feel really good about.

I felt the student loan repayment process to be overwhelming and unclear. This team provided steady guidance, clear communication, and thoughtful support at every step, helping me move forward with confidence.

With their help, my payment dropped to $0, and placed me on a clear PSLF path. I am extremely grateful for all the help they provided. The relief I’ve experienced during such an uncertain time has been deeply appreciated.

5 out of 5 – Professional, supportive, and truly reassuring.

I and my husband are former school teachers with three students with loans as well as parent loans.
It was causing major stress in our family trying to navigate all of the hidden forms and deadlines.
This program has alleviated so many worries for our family.
All of the behind the scene procedures that the government put in place were so confusing. We would have never gotten this all done without their help.
They have proven themselves to be knowledgable and demonstrate great integrity. Helping is what they do!

I had a really great experience working with studentloantutor.com. I felt so overwhelmed by all of the information about and changes to the Federal Public Service Loan Forgiveness program, I didn’t know where to start. I made the investment to work with them because it gave me a plan and they served as a guide. The counselors I worked with, Amie and Shade, were helpful and very responsive to my questions and requests for info and clarification. People say you don’t need anyone to help - but I did. I needed a blueprint about how to address it all head on. It was worth every penny and I wish I’d done it sooner.

Before getting this support, I had no idea I even qualified for Borrower’s Defense. I thought my loans were something I’d be stuck with forever. They reviewed my situation, handled the process with care, and helped me get over $50,000 completely forgiven.

The relief has been incredible. I finally feel like I can move forward without this weight on my shoulders.

5 out of 5 – Their guidance made all the difference.

Kerry helped me get an affordable payment plan. My servicer did not not help me at all and gave me incorrect information on several occasions. I only wish I would have known about student loan Tutor sooner. Can not thank Kerry enough, she always addressed my concerns/questions in a timely manner. I recommend anyone to set up a consultation and hear what they have to say.

I thought it was too good to be true and was optimistic but skeptical. I contacted Student Loan Tutors because of a friend's recommendation. I'm a chiropractor, and agter years of payments my loans were higher than when I graduated. My lendors were no help, gave me zero guidance, and left me discouraged and frustrated every time I called. My school entrance counselors led me to believe I would have no problem paying my loans off.

I worked with Kevin and Chris and from the beginning they were knowledgeable, helpful, and amazing. They gave me great advice and direction and helped me lower my payments and gave me a forgiveness date that was much sooner than I had expected. Everything they told me was true and has happened in the way they told me it would. After multiple consolidations I thought I would be stuck paying for the rest of my life.

Monday I received news from my lenders that my loans had been forgiven! I feel like I can breathe again. Thanks to Kevin and Chris for all your help.

Tom N

I cannot say enough about how wonderful our experience was with Student Loan Tutor, and especially with our tutor, Jennifer Sbaiti. From start to finish, Jennifer was absolutely excellent in every way. She took the time to truly listen, understand our goals, and then went above and beyond to get us exactly what we wanted — and even more than we expected.

What stood out most was the way Jennifer treated us throughout the entire process. She approached every step with genuine care, made us feel completely at ease, and handled everything with the highest level of professionalism. Her explanations were clear, her patience never wavered, and she always made us feel respected and valued.

Working with Jennifer gave us peace of mind and results we never thought possible. We are beyond grateful for her support and would recommend her wholeheartedly to anyone in need of expert help with student loans.

Before working with Kevin and Stefano, I felt buried by my student loan payments and didn’t see a way forward. We are the parents of a 2020 graduate and we had started a new restaurant 2 weeks before Covid shutdowns. I had to take out loans thinking I could pay them back each year but we all know how that turned out for the restaurant industry. Kevin took the time to explain my options clearly, and Stefano handled the details so nothing slipped through the cracks especially with all of the constant news I was hearing about.

Thanks to their guidance, I’m now saving $22,588.68 this year—a life-changing difference for me and my family. The whole process was smooth, transparent, and honestly worth every penny.

5 out of 5 – I couldn’t recommend them more highly to anyone dealing with student loan stress.”*

I had many questions throughout the entire process which were promptly addressed by everyone at Student Loan Tutor. The process was explained in simplified terms.
The team at Student Loan Tutor, was always there to help.

My husband and I have struggled with how to manage our student loans for years. There are so many “ins and outs” to know about that the average person would not be able to figure out or understand without the help of Student Loan Tutor. All of the staff we interacted with were extremely understanding of our large amount of student loan debt and helped us figure out how to pay it off in a significantly more timely manner and saved us a massive amount of money! The super friendly and knowledgeable staff were awesome. I would recommend Student Loan Tutor to anyone who wants to save money on their student loans!!!

Jordan (occupational therapist)
Andy (regional sales manager)