The (hidden) 3% fee on top of a base $5 platform fees is outrageous - use Zelle!
The 3% fee - which was not explicit in any screen until I hit "submit" - is outrageous! I was making a sizable cash gift for a wedding, and found the Birdie link on their registry and thought I'd try it. The app was clear that there would be a nominal ($5) platform fee which felt reasonable. So I entered a (largish) cash amount for the wedding gift and hit submit -- and then the "confirmed" screen" flashed by with an additional 3%!
I could easily have done this transaction via my Bank (Zelle or check) at no cost to me or my recipients, and now I'm wasting my time trying to cancel the the Birdie the transaction and re






