Idea Financial Recensioni 

564
TrustScore 4.5 su 5

4,5

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Scopri cosa dicono le persone

Valutata 1 stelle su 5

They make you re-apply every time you want to draw from your line of credit. They give you the run around and make you jump through hoops just to access the capital they already agreed to provide via... Leggi di più

Valutata 5 stelle su 5

We have worked with Idea Financial for years and they have been extremely professional from day one. Their loan documentation is clear, their online portal is organized and up-to-the-minute and their... Leggi di più

Valutata 5 stelle su 5

Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have... Leggi di più

Valutata 5 stelle su 5

I was receiving funding opportunities everyday from multiple sources. Most were aggressive and had an agenda that more suited their needs not my company's. Cameron reached out to me, followed with a c... Leggi di più

Dettagli dell'azienda

  1. Servizi finanziari non bancari
  2. Consulente finanziario

Informazioni su Idea Financial

Scritti dall'azienda

Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.

We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.

Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.


Informazioni di contatto

4,5

Eccellente

TrustScore 4.5 su 5

564 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Non risultano inviti alla recensione recenti

Questa azienda non ha mandato inviti ai suoi clienti di recente, quindi le recensioni potrebbero non essere rappresentative

Ha risposto al 25% delle recensioni negative ricevute

Solitamente risponde entro 24 ore

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4,5

Tutte le recensioni

(564)

34 recensioni negli ultimi 12 mesi

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Valutata 1 stelle su 5

Idea finance will give you quick funds…

Idea finance will give you quick funds with no problems but the problem is when paying off the loan they suppose to give you 50% off on your interest and they did not give us 50% off, I would not work with them anymore I do borrow lots of money from market but this is complete nonsense, they are fraud, a bunch of fools working there

25 agosto 2022
Non scritta su invito
Valutata 1 stelle su 5

CREDIT LINE DRAW REJECTED WHEN NEEDED

We applied for a credit line to finance a remodeling project for our restaurant. We needed to finance not only the construction but the operational costs as we would be closed for a few months. The day we tried to draw down the credit line it was refused due to "loss of revenue". Well that's what happens when you close your business for a remodeling project! Now we have to scramble to find another credit line to continue the project. Its almost as if they expect you to borrow when you don't need it yet refuse to lend when you do need it. Not cool at all and defeats the whole purpose of a credit line. DO NOT EVER WORK WITH THESE PEOPLE!!!

30 giugno 2022
Non scritta su invito
Logo di Idea Financial

Risposta di Idea Financial

While we always strive to provide excellent customer service, we also must adhere to credit criteria. When you applied for, and were approved for, the line of credit, you had an operating restaurant with consistent revenue. We underwrote the loan based upon the revenue at that time. When you returned recently for a draw, the restaurant was closed and, as a result, the revenue had dropped significantly. It was expected that teh revenue would go to $0 in the near term. We are unable to provide funds for businesses that have no revenue and are closed. While we understand your frustration, it was important that the information provided is accurate. We wish you the best as your restaurant undergoes construction.

Valutata 1 stelle su 5

The whole IDEA for a line of credit is…

The whole IDEA for a line of credit is to protect for overdraft. Not penalized them.

29 giugno 2022
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Risposta di Idea Financial

Idea Financial never seeks to penalize our clients. When we underwrote the draw request, your bank account was overdrawn, had a negative balance and the business was otherwise unable to service the debt. Our credit rules do not permit Idea Financial to finance a business that has recently bounced payments to vendors or lenders and maintains negative bank balances.

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