Idea Financial Recensioni 

564
TrustScore 4.5 su 5

4,5

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Scopri cosa dicono le persone

Valutata 1 stelle su 5

They make you re-apply every time you want to draw from your line of credit. They give you the run around and make you jump through hoops just to access the capital they already agreed to provide via... Leggi di più

Valutata 5 stelle su 5

We have worked with Idea Financial for years and they have been extremely professional from day one. Their loan documentation is clear, their online portal is organized and up-to-the-minute and their... Leggi di più

Valutata 5 stelle su 5

Idea Financial has quickly become a member of our support team at United P&H. Jim Picanso of Idea and Jon Cohen of Fundible.com worked together-- listening to, and understanding, our needs. They have... Leggi di più

Valutata 5 stelle su 5

I was receiving funding opportunities everyday from multiple sources. Most were aggressive and had an agenda that more suited their needs not my company's. Cameron reached out to me, followed with a c... Leggi di più

Dettagli dell'azienda

  1. Servizi finanziari non bancari
  2. Consulente finanziario

Informazioni su Idea Financial

Scritti dall'azienda

Idea Financial empowers small businesses with flexible funding solutions tailored to your unique needs. Our two core offerings - business lines of credit and business term loans - provide the financial tools you need to thrive. With our line of credit, access funds as needed for managing cash flow, seizing opportunities, or covering unexpected expenses. For larger investments, our term loans offer lump sum funding to fuel significant growth initiatives.

We stand out through our fast, streamlined application process and personalized support from financial experts. Our innovative approach combines cutting-edge technology with a commitment to building lasting client relationships.

Experience the difference of working with a financial ally who truly understands and champions small businesses. Whether you're looking to expand, invest in equipment, or capitalize on new opportunities, Idea Financial provides the accessible, flexible funding you need to turn your vision into reality. Choose us and take your business to the next level with smart, tailored financing solutions.


Informazioni di contatto

4,5

Eccellente

TrustScore 4.5 su 5

564 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Non risultano inviti alla recensione recenti

Questa azienda non ha mandato inviti ai suoi clienti di recente, quindi le recensioni potrebbero non essere rappresentative

Ha risposto al 25% delle recensioni negative ricevute

Solitamente risponde entro 24 ore

Come questa azienda usa Trustpilot

Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.

4,5

Tutte le recensioni

(564)

34 recensioni negli ultimi 12 mesi

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Valutata 5 stelle su 5

Quick and Professional

I was referred to Julien and the Idea Financial team and within 24 hrs I had the capital and line of credit funded to upgrade and enhance my coffee and wine bar. Highly recommend

9 giugno 2022
Valutata 5 stelle su 5

I am not a fan of the weekly pay back…

I am not a fan of the weekly pay back loan, I think it's aggressive. However, the Idea Financial Team did a wonderful job of explaining the process and the reason behind the loans structure. Newer business, needed to consolidate, the money was in my account in less than 2 days. Business is business. Thank you guys.

16 maggio 2022
Valutata 1 stelle su 5

They charged an origination fee on a…

They charged an origination fee on a loan that was already existing. This amounted to a charge of more than 10% on the existing balance. This was not a new draw. I was on target to pay off the balance in 10 weeks at the agreed upon weekly payment. Had I known in advance I would have delayed re-applying for 10 weeks.

4 maggio 2022
Non scritta su invito
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Risposta di Idea Financial

Dear Jay: We apologize for your concern. Idea Financial agreed to renew your business' line of credit. The decision to renew was completely yours and you were under no pressure or obligation to renew. When you did renew the line of credit, you were charged a renewal fee, which gave you access to an extended period on your line of credit. This renewal fee was explicitly disclosed to you in writing prior to your decision to renew. In addition, when a loan is renewed, we provide our customers the option (and courtesy) to extend their payments so as to lower the current payment. This was done for you. However, when you expressed to our representative that you preferred to keep your current, higher payment, we immediately accommodated this request.

It is inaccurate to state that we charged you a 10% charge to renew. We charged a fee to extend your ability to draw for an entirely new draw period. You did not have to renew the line of credit and could have gone elsewhere, or simply continued on your current schedule of payments.

At Idea Financial, we strive to provide excellent, transparent customer service and after reviewing the calls between you and our representative, we did exactly what is expected.

Valutata 5 stelle su 5

Highy, highly recommend them!

In the lending world, you run into a lot of fast talking, high pressure sales people, and you're just not sure if you should trust them with such sensitive information, but these guys did everything they said they would, made the process seamless and funding literally took only 24 hours. I highly, highly recommend them!

21 aprile 2022

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