Concept Financial was very helpful in having my remortgage completed. They have a great service and a good communication with their clients,with quick updates, step by step! Monika Hajkova is a ver... Leggi di più
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Harvey Green made a whole process smooth, with no issues. We got our mortgage settled very early in a house buying process with lower interest rate than other financial advisors offered us. Communicat... Leggi di più
Nick Payne has been outstanding with his continuous advice and care with supporting me make my mortgage and Solicetor choices . I felt overwhelmed at first buying alone, but Nick has been so helpful a... Leggi di più
We have known Dan Percy for over 15 years now and he has arranged quite a few mortgages for us- both residential and BTL. Dan is very approachable, professional and always goes an extra mile for his c... Leggi di più
Dettagli dell'azienda
Scritti dall'azienda
Concept Financial Services provides holistic financial planning. Looking for a mortgage solution? ▶FIRST TIME BUYER MORTGAGES◀ Not sure where to start, we'll help you all the way. ▶REMORTGAGES◀ - let us review your mortgage without obligation. ▶HOME MOVERS◀: Are clients coming back to us time and time again for their mortgage. Talk to us about your next mortgage. ▶BUY TO LET◀ - Our experts will guide you whether you are a first time investor or a seasoned landlord. ▶SELF EMPLOYED MORTGAGE◀ - We can work with just one years filed accounts, we'll do all the paperwork. ▶PROFESSIONAL MORTGAGE◀ - Doctors, GP's, accountants, solicitors we have specialist mortgage schemes to reflect your professional standing. ▶EQUITY RELEASE / LIFETIME MORTGAGES◀ - our experts will give you the advice you need for later life lending over 55. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP THE REPAYMENTS ON A MORTGAGE SECURED AGAINST IT. Most buy to let mortgages are not regulated by The Financial Conduct Authority. A lifetime mortgage is not suitable for everyone, and it is important to seek financial advice before taking any action. All other options available should be explored before choosing equity release. Interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home potentially to nothing. Please discuss with your family and beneficiaries. Concept Financial Services is a trading style of Delphic Financial Planning Limited, who are an appointed representative of The Openwork Partnership, a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority - 17 Hayes Way, Heritage Park, Cannock, WS11 7LT : Approved By The Openwork Partnership 31/07/2025
Informazioni di contatto
17 HerItage Park, WS11 7LT, Cannock, Regno Unito
- 01902 851700
- admin@conceptfs.co.uk
- conceptfs.co.uk
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5 stars for the second time.
This I'd the second time I have used monika. I still remain breathtaken by what she did for us.
She got us our agreement in principle within 10 minutes. She got our mortgage offer within a day of the offer being accepted. She dealt with the chaos that is solicitors.
I couldn't have got through the process without monika. She would be an asset to your house move.
Excellent service.
We found Nick our advisor very…
We found Nick our advisor very professional and curtious at every stage of the process.
I would recommend him to anyone.
PHILIP KEITH
PHILIP KEITH
I can’t thank Philip enough. By far the best mortgage advisory service we have ever had! Philip really is an expert in his field, he knew what we needed and where to find the right product. The process was thorough yet smooth and speedy.
Communication throughout was excellent!
You must use Philip for all your mortgage needs!
Dan Percy
Dan was helpful & proactive throughout the process. Couldn’t recommend more!
Excellent Service
Received an excellent service from Jennifer at Concept, it was a pleasure to deal with her, she always kept me up to date with progress, always polite, very friendly and even communicated over the weekend when she had an update. I would have no hesitation in recommending using the services that Concept have to offer.
Very helpful and informative
Very helpful and informative. Brilliant customer service can't fault them.
She is a star!
For me and my family, buying a second house through the auction was one of the hardest and most stressful journeys, which we passing through! We were blessed to have a mortgage advisor like Daryl Toms! She did an amazing job! Daryl was with us since the day when our first mortgage advisor said: "I do apologise, but I can't find a bank, which can lend you this amount of money, which you need. Please find another mortgage advisor." till the last moment. Daryl look after and sort out all our enquiries, even it's wasn't in her responsibilities as a mortgage advisor. Because of our language barrier, she must communicate with the bank, solicitors, auction team and the agency and she did it great! Daryl is a beautiful lady full of passion, attention and care about her customers. If I can give her more than 5 stars, I would be doing it! You deserve a lot more than that! You are our star!
Very professional superb service always…
Very professional superb service always a pleasure to deal with
Dan Percy
Dan was very helpful, informative and professional throughout the application process. The mortgage offer went through very smoothly with Dans guidance and I would highly recommend his service.
Claire Macquarie was very helpful…
Claire Macquarie was very helpful through out the process.Although the process took very long.Claire provided quality professional guidance and ongoing support to achieve positive out comes todate.
This out come given us both the peace of mind for the future that the remaining spouse will take comfort in the knowledge during a difficult sad time that the morgage will be paid and they have funds to live a comfortable life with out worrying over funds for daily living .
Thank you .Its greatly valued and appreciated We can now enjoy our later chapters of our life together in peace knowing who ever left sadly behind hopefully will not struggle in life
Connor Mason from concept financial…
Connor Mason from concept financial services is fantastic . Connor sorted my pension plan and gives advice that you can understand and helped me sort through my finances. 5 star treatment and nothing is to much trouble . Concept staff were all helpful and I appreciate the time they all spent pointing me in the right direction! Ty
Peter Ball
Peter Ball did us a really expert financial guide and helped us through every aspect. He explained everything in detail but without the difficult wording that you can usually not understand. I would definitely recommend him to anyone needing any of the services provided.
Daryl Toms - what an absolute superstar!
We heard about Daryl by chance through a family member. They’d heard about her on a random Facebook post apparently. We were dubious, impatient, and as first time buyers thought do we really need a mortgage advisor to throw into the mix and make this process longer? We realise how naive we were and luckily were soon proven wrong on so many levels when Daryl replied to my email on a Sunday morning. I’d originally put off emailing her on the Saturday as I assumed it was out of hours and no reply would come until Monday at 9am, but no, she is the definition of efficient! It’s also important to note that her services are free, and considering half of the other £££ services you pay for when buying a house, her customer service is 100 times better than those professionals we paid! She completely understood we both had 9-5 jobs so offered evening flexibility for our supplementary calls etc. She is so knowledgeable and no question was too much of a hassle. We have without a doubt saved so much money securing a great mortgage package through Daryl. We were in regular contact right up until we completed the house sale; this would have been so much more stressful if we’d organised the mortgage ourselves. She even sent us a lovely little house warming gift to say thank you for using their services, which did make us laugh as we are so pleased to have found Daryl so feel like we should be thanking her! I’m now going to recommend Daryl to anyone and everyone, you would be crazy not to use her help :)
First time home buyer mortgage
Jennifer did a great job in understanding our mortgage needs and providing us with a range of suitable offers while using her industry experience to help us understand the details. She was great in chasing up the lender to amend information where necessary to meet our deadlines and responding to all our queries in a prompt manner.
Dan Percy has arranged two mortgages…
Dan Percy has arranged two mortgages for us recently. Both went through so smoothly and he was really easy to deal with. Happy to recommend him and Concept. We'll be back in a few years to remortgage.
Very good service
Very good service from Nick Lovell very helpful all the way though this process it did take longer then we thought it would 6 months in total. But Nick was there all the way when we thought it wasn’t going to happen. In the end it was all ok.Very good service and would go to him again if needed.
Brilliant Service
I found Concept Financial Services overall a very professional service and I am very pleased that I got to use them as it was a very straight forward process, while my circumstances weren't. I could not say the same for my previous experience with a different company.
I would like to give my heartfelt thanks to Monika Hajkova (Mortage & Protection Advisor), who supported me throughout this process and went above and beyond the call of duty. Honestly, at times I struggled to see the light at the end of the tunnel and her fountain of knowledge and her proactiveness are commended. I highly recommend her to anyone needing Mortgage advise and all things mortgage related, as I also recommend the company that she stands for.
Ligia Burton
Monika Hajkova helped us to get first…
Monika Hajkova helped us to get first mortgage and also to re mortgage. She is most knowledgeable and experienced agent I ever dealt with. Always willing to help and to go extra mile to get things done!
It was pleasure as always Monika Hajkova from Concept Financial Services!
THE BEST ADVISOR
Excellent experience all thanks to the lovely Monika Hajkova and I Couldn’t have asked for a better mortgage advisor. She makes the whole process go smoothly and is always there to answer any questions. We have been trying to purchase our home for 12 months and with the right advise she got us across the line. Even after securing the mortgage she kept in touch to make sure everything was going smoothly with the solicitors up until we got the keys. Can honestly say will always stay in touch with Monika and seek her help in any future property purchases.
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