118118 playing games now...
I made an affordability complaint which was upheld. I received an email from 118118 stating how much the refund would be and asked me to contact their customer relations team to confirm my bank details (which they already had) I called customer relations as directed and got an answering service due to 'a high volume of calls I left a message as directed. Five days later I was called by an advisor (13th March). I confirmed my bank details and was told the refund would be paid within 5 working days. By 23rd march I noticed no payment had been made into my account so called 118118 again and got the answer service again. I left another message. I have not received a call back. I went onto the website and saw it had been disabled and used the online chat to explain the problem. The 'agent' who I was talking to said they would pass the enquiry on. I then received a lengthy email explaining that 118118 has been a victim of hacking. The email does not make ANY mention of how this affects customers in practical terms. I believe they are on the brink of going into administration and are no longer taking payments or will make the refund due to people. Really underhand!
30/3/
just seen the reply from 118118!! so all they were concerned with is that i called them a 'payday Loan company' well in effect they are BUT THAT'S NOT THE POINT!! whoever this 'MJ' is has not addressed what i said - the email sent does not mention how their cyberattack and being taken offline affects customers due a refund or those who want to pay their loan/credit card payments. To me this is evidence of their impending collapse. i will try and contact them again via their 'chatroom' but how do we know this is actually 118? its poor form to use the current situation to their advantage , but this is what they are doing. the score has gone down to 1 star now!!
ok went onto the chat on the website chat only to be told that 'due to government guidelines the offices are closed' - i pointed out that many offices are closed and people are working remotely (as i am). i pointed out that my conversation with their offices was on the 13th march before we were all ordered to work from home and i was told my refund would be in my account within five working days .
Like i said this company is using the current situation to their advantage. i think customers will now have a fight on thier hands regarding any refunds due. They are going to administration that's now obvious and like wonga hope to fob people off with 5% of what they are owed.
31st march 2020
Went back onto the website which is now stating their working hours are 9am to 5pm on the chat facility (yesterday i was told the offices were closed on the very same chat). I asked when the website would become live again (after being told they are 'doing everything they can to restore the website as soon as possible blah blah blah' ), and of course there is no fixed time frame. This time i was asked to leave my email and mobile number and someone will get back to me 'when they are up and running'..
@Mrs Elliot - i would check with Experian regarding your query about your credit score. As another person has said 118118 has offered a cheap version of fraud security with experian however you cannot keep your existing Experian account which shows your credit score and various activity which would be important to you. i personally would not take anything said to you over the chat as definate or even true to be honest...
3rd April 2020
i noticed the website was back so i attempted to make contact yet again. i used the chat service (yet again). this time i was asked for my Loan agreement number along with the usual 'whats your mobile email and name' request. This time i managed to let the 'agent' know that if the bosses of 118118 were sensible people they would check trustpilot as reviews are not good. Like many others i think this company is going under ,. I also think this company are using the current climate to stall people. As soon as restrictions are lifted, then we will hear of their demise. I am chasing a refund i should have got by 20th march. If i had to be making payments, i would not be paying them a penny,,,
29 marzo 2020
Non scritta su invito