The sun life insurance who phoned me explained in detail the type of life insurance funeral I should be doing in view of what I can easily afford to pay every month and what will be paid to my wife and children when I pass on. She gave me all the information for taking on the insurance including my reference number, her phone number for me to be able to contact her if I need to change my insurance premium etc. I am very pleased do what I have been trying to avoid for years.