Initial frustrating big bank, but a long term gem
While Citi can be frustrating and dogmatic especially around their compliance requirements, I find the bank trustworthy, and supportive of my banking needs. (This is probably true for all big banks of SG). Their back office is efficient but can be frustrating with their administration needs (better nowadays but real hair puller years back).
As my funds built, they offer Citi gold perks (as do other banks under various names), but I have to call out my Relationship Manager, who is proactive, responsive and even working 6d/wk. I really understand it is to the banks benefit to sell investments, but I have never felt pressured and no complaints when I decide not to pursue something that does not align with my ideas. They offer me competitive products (not all the time so need to look around). My RM is knowledgeable and pulling in other desks when needed, follows up opportunities, already knows my preferences so already selects and fine tunes options before presenting, and it feels genuine about helping me grow.
Their App is straight forward and enables most transactions, bank offers major Forex accounts (not all currencies), brokerage (not as cheap as online), and complex investment instruments for those with necessary experience. General Investment insights are not as good as some others,
After experience some other big Asian banks, Citi SG is definitely a good choice for a longer term relationships.
31 marzo 2025
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