Charities Aid Foundation Recensioni 

242
TrustScore 3.5 su 5

3,5

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Valutata 5 stelle su 5

My husband and I have used CAF for many years as a simple way to donate to various charities. We have found it helps us to keep tabs on our giving for when we have to give this information to HMRC.... Leggi di più

L'azienda ha risposto

Valutata 2 stelle su 5

Website difficult to use. Sign in seems to have got harder and more confusing Why is my CAF giving account mixed up with CAF banking? Your list of possible accounts is confusing - American Do... Leggi di più

L'azienda ha risposto

Valutata 3 stelle su 5

You continue to address me and my account as AUSTIN King when my full name is Austin Michael Henry King BUT as Austin is a first name shared with my 2 brothers, I am known to everyone else, even ban... Leggi di più

L'azienda ha risposto

Valutata 5 stelle su 5

Ever since being introduced to CAF by Midland Bank plc in 1979 and subsequently continued my employment with HSBC I have contributed to a number of Charities. I have found CAF to be the most effecti... Leggi di più

L'azienda ha risposto

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Informazioni su Charities Aid Foundation

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CAF is a leading charity working at the centre of the giving world. We help donors to give more impactfully and charities to build their resilience so they can do more of their life-changing work.

To leave a review about CAF Bank, please visit their separate Trustpilot page.

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3,5

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TrustScore 3.5 su 5

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Valutata 1 stelle su 5

The PRA should step in to review CAF's system

CAF seems to be presenting the difficulties with the new system as being operational snags. They are not.
Balances do not reconcile in that extracted data do not agree with statements; carry and brought forward balances differ; data are missing.
The simple fact is that clients data have been corrupted and balances cannot be relied upon.
The Prudential Regulation Authority should step in now, as these are 'systemically significant' issues, and a major systems failure. When a bank's numbers do not add up, it's time for serious action. Existing clients should consider changing provided IMHO, as there are big questions to ask about their competence.

17 giugno 2025
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Risposta di Charities Aid Foundation

Thank-you for making us aware of the problems you have experienced using the new service, Graham. We’re very sorry for the inconvenience and frustration this has caused.

We recognise that the transition to the new service has not been an easy process and our team is working to correct any outstanding issues. We are also aware that some customers have had issues with how data is displayed, and our team has implemented fixes to resolve this problem.

Should you still be experiencing this issue and would like for a member of our team to contact you directly, please email clientrelations@cafonline.org with the charity you represent along with a direct phone number or address email. They will be happy to help resolve any issues.

Thank-you for bearing with us through the transition to the new service – we are working to make this right.

Valutata 1 stelle su 5

Don't waste your time

The online upgrade has been a shambles. The system cannot cope with the traffic, and information is lacking. Apparently CAF knew there was an issue with accessing their system via Chrome but no one has thought to communicate this to their users (I had to trouble shoot this for myself). I have spent 6 hours of my life in total on the phone waiting to speak to someone, and on more than one occasion I have been cut off before I can speak to someone. Their online messaging system is a waste of time and when I finally got a reply it said 'we can see you've got access' which is not true! I'm still waiting for one of my usernames. We have people who are still waiting on invoices to be paid, I have payroll due and I'm not confident I'll gain access in time to authorise it! Absolutely shocking to have our money held ransom by a system that isn't fit for purpose, and a bank that doesn't know how to fix it.

16 giugno 2025
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Risposta di Charities Aid Foundation

Thank-you for making us aware of the challenges you’ve faced using the new service, Richard. We’re sorry for the inconvenience and frustration this has caused.

We recognise that the transition to the new service has not been an easy process and that our phone lines have also been significantly busier than usual – we now have additional colleagues working on calls.

A step-by-step guide and support on how to activate your access to the new service can be found from page 5 of our Online Banking User Guide, which can be found here: https://www.cafonline.org/docs/default-source/charity-finance-and-fundraising/cafbank_userguide_web_060625_spm-15860.pdf

Advice on accessing your temporary password can be found on our FAQs: https://www.cafonline.org/home/caf-bank/help-support-hub/get-ready-for-better-banking#faqs

If that does not solve the problem, you can request for login details to be resent to you by completing this form: https://www.cafonline.org/banklogindetails

If you would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. They will be happy to call and help you access the service.

Thank-you for bearing with us while we make this right.

Valutata 2 stelle su 5

A shamble

Well, now we are linked between QuickBooks and CAF but... when you update... the transactions don't come across from CAF!

Meanwhile... the 'alternative' ... downloading '31 days' of historical data and guess what, the balances at each end period - in the CSV files - don't match the balances in the 'Accounts Overview' nor do they provide the transactions done thus far in June!

14 giugno 2025
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Risposta di Charities Aid Foundation

We’re sorry to see you have still experiencing problems with the new service, Philippe.

If you would like someone to contact you for support, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. A member of the team will be happy to call and help you.

Thank-you for bearing with us while we make this right

Valutata 1 stelle su 5

Untested, disasterous upgrade

Upgrade has been a total disaster, I was locked out for 2 days and colleague who approves payments cannot get access at all, repeated attempts to call helpline fail, are cut off, or told to call again later - average queue length is 100+. Historical balances are c£80k more than the actual balance, can't sort or search payees (pointlessly renamed as beneficiaries) no group payee lists have been brought across, slow system which times out frequently, Still can't delete more than one payee at a time, - this is no improvement - rather more several steps backwards, still no communications to account holders who are simply told to "bear with us while we sort a temporary issue" - I would suggest it is a lot more than that - and please don't post me a link the FAQ's which as as much use as a chocolate teapot!, 0/10

UPDATE 09/07 despite writing to Ben Jowitt and being assured of a reply to my numerous (and growing by the day) problems I have received nothing, he does not answer his phone, OTP are still not working as they should - hours to make 12 payments - NOT GOOD ENOUGH - we are sick of baring with CAF while they get this right, COO and other senior staff should walk.

13 giugno 2025
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Risposta di Charities Aid Foundation

Thank-you for making us aware of the problems you've been having with the new service and reaching our team, Jo. We are very sorry for the disruption and inconvenience this has caused.

If you would like for someone from our team to contact you directly and help to resolve any problems, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. They will be happy to call and provide assistance.

Thanks for bearing with us while we make this right.

Valutata 1 stelle su 5

Can't get into new internet banking…

Can't get into new internet banking system. Changed password easily but CAF can't send one time passcode. After a long phone wait, got someone who checked all my details but left me hanging on for 30 minutes until I gave up. Conclusion is that system is seriously flawed and nobody has been trained to put it right. Charity is having to revert to cheques and trustees will have to decide whether to move to a bank that is more competent.

12 giugno 2025
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Risposta di Charities Aid Foundation

Thank-you for making us aware of the challenges you’ve faced using the new service, Keith. We’re sorry for the inconvenience and frustration this may have caused.

We recognise that the transition to the new service has not been an easy process and that our phone lines have also been significantly busier than usual – we now have additional colleagues working on calls.

A step-by-step guide and support on how to activate your access to the new service can be found from page 5 of our Online Banking User Guide, which can be found here: https://www.cafonline.org/docs/default-source/charity-finance-and-fundraising/cafbank_userguide_web_060625_spm-15860.pdf

Advice on accessing your temporary password can be found on our FAQs: https://www.cafonline.org/home/caf-bank/help-support-hub/get-ready-for-better-banking#faqs

If that does not solve the problem, you can request for login details to be resent to you by completing this form: https://www.cafonline.org/banklogindetails

If you would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. They will be happy to call and help you access the service.

Thank-you for bearing with us while we make this right.

Valutata 1 stelle su 5

A shambles and terrible service!

After the online change we have lost all our payee history (we have over 150). I’ve tried manually adding a couple and each one requires a separate Pin via phone authentication. It’s so clunky and slow.
I tried phoning, emailing - mostly don’t answer or reply - latest email says they’ve fixed the payee history problem - but they haven’t !!! I’m stuck - can’t pay invoices. Avoid this bank.

12 giugno 2025
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Valutata 1 stelle su 5

Critical payment reference failure – unacceptable oversight

Since the CAF system upgrade on 9 June 2025, we’ve experienced serious failures, particularly with outgoing payments. The most critical is that payment references are no longer passed on to recipients. This means our suppliers—many of whom rely on invoice-matching via these references—are unable to reconcile payments.

Even when entering both our reference and the supplier reference into the system, no reference appears on the receiving bank’s side. We flagged this immediately on 10 June and were told it was being looked into, but no warning or guidance has been sent to other users. This is not a minor glitch—it’s a major operational failure that affects audit trails, payment matching, and potentially statutory payments to bodies like HMRC, where correct payee references are required by law.

It’s unacceptable that CAF hasn’t proactively communicated this fault. Every organisation using this system should be warned now. The lack of transparency is adding to the chaos caused by this poorly tested upgrade.

11 giugno 2025
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Risposta di Charities Aid Foundation

We’re sorry to read of the trouble you’ve been having with the new service, John, and apologise for any inconvenience experienced.

We appreciate that the transition to the new service has not been an easy process.

Should you wish you speak with a member of a team for support, please email please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Thank-you for bearing with us while we make this right.

Valutata 1 stelle su 5

A total shambles!

Yes, a total shambles with the changeover. We have been unable to pay any bills all week as 2 or us have not received passwords, or at least ones that work. And no response from CAF to completed forms and emails to resend passwords, only an email to say check my junk folder. Surely if they can send that email, they can just as easily send a password.

Who on earth thought they could do this changeover and take the old system offline in a matter of days, leaving no time to sort out issues? Did anyone test this system before implementation? It doesn't seem like it.

Update 16.6.25

After several emails and a week of trying, I've got a password and can now get into the system, as can our other users. Thanks to Ben Jowitt of Client Relations Dept. for sorting this out.

One noticeable issue, though, is that there's no way to get 'Beneficiaries' (they're Payees, aren't they?!) into alphabetical order, which is a pretty basic requirement.

12 giugno 2025
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Risposta di Charities Aid Foundation

Hi Andy - Sorry to hear of the problems with accessing the new system and in receiving the support you require.

If you still need our help and would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. We can call to help with any problems.

Thanks for bearing with us while we make this right.

Update 16.06.25

Thank-you for providing us with an update, Andy. We have just sent a request for additional information from you - if you are able to provide a surname with us that will help us raise this with our Client Relations team.

Valutata 1 stelle su 5

Unable to do anything in new online…

Edit 16/06/2025
To add insult to injury CAF have now taken their monthly £5 bank charge 3 times in June with a strange narrative - capitalise. The new online system seems to have been written by developers with absolutely no knowledge of banking. After several attempts at creating a bulk payment template followed by a bulk payment request I managed to create one for approval yesterday but the first OTP code did not activate the continue button and I had to request a 2nd OTP that did work. I have 40 years accounting experience and used numerous online banking systems over the past 20 years and NEVER have I seen anything like this.

Unable to do anything in new online banking as it doesn't work. Creating new bulk payment templates doesn't work despite now being able to see some of the beneficiaries. Unable to authorise payments due to failure to transfer all users to the new platform. Looks like they've used old data or some sort of scrambled data. Clearly launched without testing at all.
For those who have already posted saying they didn't receive a temporary password - I managed to find mine with this guidance from CAF bank:

If you are an Android phone user & have not received your text message:
Please check the ‘Spam & Blocked’ folder on your phone. To access this folder:
Go to your ‘Messages’
Tap on you profile picture
Click on ‘Spam and Blocked’
Look for a message from ‘cafbank6039’

If you are an iPhone user & you have not received your text message:
Please check whether or not you have a Filter set. To access this filter:
Go to your ‘Messages’
If there is a filter, this will appear in the top left corner
If you see this displayed, please click to show ‘Unknown Senders’
Look for a message from ‘cafbank6039’

If you are an iPhone user & you have deleted your text message:
Go to your ‘Messages’
If there is a filter, this will appear in the top left corner. If not, it will show ‘Edit’
Click on ‘Filter’ or ‘Edit’ in the top left corner
Select ‘Show Recently Deleted’
Look for a message from ‘cafbank6039’
If you are still unable to locate your text message:
Please request your login details to be resent to you by completing this form (link not included here)

12 giugno 2025
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Risposta di Charities Aid Foundation

Update:

We are sorry to hear you are continuing to have problems with the new service, Janice.

Support on how to use the Bulk Payments feature can be found from Page 140 onwards of our User Guide: cafbank_userguide_web_060625_spm-15860.pdf

Should you wish instead to speak with a member of team, please email clientrelations@cafonline.org with your phone number or email address, along with the name of the charity you represent. We will be pleased to contact you directly to help resolve any ongoing issues.


Original response:

Thank-you for making us aware of the challenges you have experienced with the new service, Janice.
We appreciate that the transition has not been an easy process and are sorry for any inconvenience or frustration caused.

Should you wish you speak with a member of a team for support, please email please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Thank-you for bearing with us while we make this right.

Valutata 1 stelle su 5

APPALLING BANK

APPALLING BANK
Well well well, what a surprise, CAF BANK you have excelled yourselves this time. 9th June 25, NEW improved log ins, system etc. SADLEY doesn’t work, for 3 days now have not been able to access our charity funds. Absolute shambles of a bank. Thankfully no longer rely on this appalling company as our main bank. Said it before will say it once more. STEER CLEAR OF THIS BANK.

11 giugno 2025
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Risposta di Charities Aid Foundation

Thank you for raising the issues you’ve been experiencing since the launch of our new service. We are very sorry for the problems this has caused and appreciate how frustrating it has been.

We recognise that the transition to the new service has not been an easy process for our customers. Our phone lines have also been significantly busier than usual, and we now have additional people working on calls to support customers in accessing and using the service.

Advice on where accessing your temporary password can be found on our FAQs: https://www.cafonline.org/home/caf-bank/help-support-hub/get-ready-for-better-banking#faqs

If that does not solve the problem, you can request your new username to be resent to you by completing this form: https://www.cafonline.org/banklogindetails

If you would instead like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Our apologies for the problems you’ve experienced with the service – we are working to make it right.

Valutata 1 stelle su 5

New online banking system is a total failure

CAF Bank launched a new online system this week. They provided me with a new username but have failed to provide a password for me or my colleagues. We have no access to our bank account this week, and can not make payments which will soon be overdue. The CAF Bank telephone system has a recorded message saying they can not answer calls and please call back later. This is absolutely the worst service possible.

11 giugno 2025
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Risposta di Charities Aid Foundation

Hi Phil –We’re very sorry for any inconvenience this has caused and appreciate how frustrating this has been for you.

We recognise that the transition to the new service has not been an easy and that our phone lines have also been significantly busier than usual – we are sorry for any inconvenience and frustration this may have caused. We now have additional people working on calls.

Advice on accessing your temporary password can be found on our FAQs: https://www.cafonline.org/home/caf-bank/help-support-hub/get-ready-for-better-banking#faqs

If that does not solve the problem, you can request for login details to be resent to you by completing this form: https://www.cafonline.org/banklogindetails

If you still need our help and would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. We’ll be pleased to call to help with any problems.

Valutata 1 stelle su 5

Some comments on the new Online Banking…

Some comments on the new Online Banking system....Why, oh why, have you removed the basic bank account format of credit and debit columns. Instead you have merged them into one column with positive and negative numbers. This means that downloads of transactions to put into my own accounts system need significant extra processing to split out that column into the usual two columns.
You have also changed the order of transactions - used to be oldest at top and newest at bottom...now it is reversed. Once again a significant impact on end user systems.
I've had to manually sort out "historical transactions" between 2nd June and 6th June - the data provided was not in date order but was all scrambled up.
On-line statements are not available post April 2025...I wait to see what these are like - hopefully a credit and debit column version like we used to receive (and which all other banks produce)!

11 giugno 2025
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Risposta di Charities Aid Foundation

We’re very sorry to read of the problems you are encountering with the new service, David.

We fully recognise that the transition to the new service has not been an easy process – and we apologise for any frustration or inconvenience this has caused.

Should you wish to speak to a member of our team, we would be pleased to contact you directly - please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number and they will be in touch.

They’ll be happy to help resolve any outstanding issues. Thank-you for bearing with us. We will make this right.

Valutata 1 stelle su 5

This upgrade is a mess

Unfortunately despite helpful staff (when you get through to them) currently their phone message since 9am says call back later. They haven't responded to emails either. I appreciate they are swamped, but currently I cannot pay our suppliers as the person authorising can't gain access.
To top it off, the 'historical transactions' are showing the dates out of order, with no way of sorting, and the balances are incorrect. I can no longer connect to QuickBooks, none of our group payees have been brought over (which requires adding them again, and the new group template will not allow selection of beneficiaries yet. To top it off user interface wise it's actually worse than the last platform!
This is not down to the staff, but the developers and it is an absolute mess. It clearly wasn't ready to launch. Had no updated emails from CAF as to progress.

11 giugno 2025
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Risposta di Charities Aid Foundation

Thank you for sharing your experience of using the new service and in reaching our support team, Sonia.

We recognise that the transition to the new service has not been an easy process and that our phone lines have also been significantly busier than usual – we are sorry for any inconvenience and frustration this may have caused. We now have additional people working on calls.

For QuickBooks users, we are aware that CAF Bank is not appearing on the list to connect to. We are investigating why this has happened and working with software partners on a solution. Please check back on our website for an update on this.

Step-by-step guidance on how to manage template can be found in Section 6 (page 126) in our User Guide. If ‘historical transactions’ are in not in date order, you can download these as an excel file – and the guide outlines this process. You can view the guide here: https://www.cafonline.org/home/caf-bank/help-support-hub/get-ready-for-better-banking#guide

If you are you continuing to have problems with the new service and would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Thank-you for bearing with us.

Valutata 1 stelle su 5

Nothing other than I expected

CAF launched a new online banking system on Monday. I had previously received an email with a username, informing me that my temporary password would be sent by SMS. I waited until launch day but still no password. I called CAF customer services at various times on Monday and Tuesday to learn that they weren't accepting phone calls. There was simply a recorded greeting telling customers to call back later. Presumably they had messed up the launch of the new system on such a massive scale that they were being inundated with more calls than they could manage. Today, on Wednesday, they are now accepting calls. In the time I have been waiting, I have done my dishes, cleaned the kitchen, cooked and eaten a meal, responded to correspondence, and set up a charity fundraiser. At the time of writing, I have been waiting for 2 hours and 14 minutes. Tomorrow, I am expecting news that means my charity will need to engage in a number of financial transactions, so I cannot wait for the 5-day estimate turnaround on their online support form that I filled in on Monday.

EDIT: I was connected shortly after submitting this review. It turns out the reason I didn't receive the SMS with my password is because they sent it to my old phone number. I changed my number in January last year and updated it with CAF. They have been successfully sending me messages to my new number for 15 months, but for some reason, with this new online banking system, they have managed to dig out my old number from somewhere and use that instead. The only positive thing about the whole experience was the agent who immediately identified and resolved both this problem and the problem that led to my last review of CAF.

11 giugno 2025
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Risposta di Charities Aid Foundation

Hi Cyprian – thank-you for bringing the problems you’ve had accessing the new system to our attention. We appreciate how frustrating this has been and are very sorry for the inconvenience caused.

Our phone lines have also been significantly busier than usual - we have made additional people available to support customers in accessing and using the service. We’re pleased that they have been able to support you in accessing the new service.

Should there be any further issues we can help with, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Thank-you for bearing with us as we work to make this right for you.

Valutata 1 stelle su 5

A complete fiasco

In the past two weeks they completely messed up the transfer of account holder for our charity, leading to me spending nearly two hours talking to people who never seemed to have the full picture. Just got that sorted and the 'upgrade' is turning into a complete mess, meaning I can't make payments which are due. Have made repeated attempts to activate my new user ID and password today, without success. Unable to get any response to phone calls.

10 giugno 2025
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Risposta di Charities Aid Foundation

Hi Ros - thank-you for making us aware of the problems you have encountered with our new online service. We appreciate how frustrating this has been for you and are very sorry for the inconvenience this has caused.

We recognise though that the transition to the new service has not been an easy process for our customers and that our phone lines have also been significantly busier than usual. We now have additional people working on calls.

A step-by-step guide on how to activate your access to the new service can be found from page 5 of our Online Banking User Guide, which can be found here: https://www.cafonline.org/docs/default-source/charity-finance-and-fundraising/cafbank_userguide_web_060625_spm-15860.pdf

If you still need our help and would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct phone number. We’ll be pleased to call and to help with any problems.

Valutata 1 stelle su 5

New internet banking

New, more up-to-date online banking system from CAF is very welcome but they've had days of issues with it. Can't log on and when you call for assistance you get cut off every time. Not really good enough!

10 giugno 2025
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Risposta di Charities Aid Foundation

Hi Holly – thank-you for letting us know about the problems you’ve experienced in accessing your account and in trying to reach our support team. We sorry for the inconvenience and frustration this may have caused.

We recognise that the transition to the new service has not been an easy process for our customers. Our phone lines have also been significantly busier than usual, and we now have additional people working on calls.

A step-by-step guide on how to activate your access to the new service can be found from page 5 of our Online Banking User Guide, which can be found here: https://www.cafonline.org/docs/default-source/charity-finance-and-fundraising/cafbank_userguide_web_060625_spm-15860.pdf

If you would like for someone from our team to contact you directly, please email clientrelations@cafonline.org with your name, the charity you represent, and a direct number. They will be pleased to help resolve any issues.

Valutata 1 stelle su 5

Withdrawal of sweep between accounts

Our charity's bank accounts are with CAF Bank. We've been told that from 12 May 2025, funds will no longer sweep automatically between our current account and savings account. We'll have to make the transfers manually or risk incurring charges. This is changing a system that's worked well for us for years and will be a complete pain for no discernable benefit. The only explanation is "We are working on improvements to our online banking service to make everyday banking tasks easier", which seems disingenuous.

27 marzo 2025
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Risposta di Charities Aid Foundation

Thank you for your feedback. We are sorry that you are not happy about the changes to our services.

As we set out in our communications, one of the improvements we are making is for our customers to make and receive payments regularly throughout the day, rather than at the end of the day. This will affect how automatic transfers (Sweeps) function.

We’re advising customers of changes to Sweeps well ahead of our intended launch date so that they can make necessary adjustments.

We try to listen to our customers and continuously improve our services, including introducing access to Post Offices and continuing to pay interest on current accounts.

If you have any further queries, please contact us on 03000 123 456. Thank you.

Valutata 1 stelle su 5

Portal simply is not functioning reliably

With much patience and assistance from my IFA I have have set up a foundation account here to help the charities which are so necessary. The experience of setting up the foundation was slow but I hoped that once I was on the portal it would improve. Sadly this is not the case. The home screen indicates I have a substantial cash balance from which to make donations. Go to the donate now screen and apparently I am overdrawn. Proceed anyway and receive an email that I have indeed made a donation. Account has no record of it. At some point we might hear from the CEO. Unless the situation improves dramatically, I will not be making any further donations via this portal and certainly be advising other philanthropists to avoid them.

17 febbraio 2025
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Risposta di Charities Aid Foundation

Thank you for your feedback and we are very sorry to hear about your experience. We understand a member of the team is reaching out to you today to discuss this in more detail.

Update 19/02/25: We understand that our Private Client team have discussed this issue with you and explained that sometimes donations do not show immediately, but should be displayed once the accounts are updated overnight. We will also note your feedback for the future. If you have any further queries, please contact us on 03000 123 000 or speak to your private cient manager directly. Thank you.

Valutata 1 stelle su 5

[We have just sent a six digit CAF Bank UniqueCode to your phone number]

[We have just sent a six digit CAF Bank UniqueCode to your phone number]

Oh ok I'll just pop that in before getting on with my review... Ok. My experience with CAF has been that it is not so much red tape, but red superglue, sticking into every crevice it can find itself. It has—

[We have just sent a six digit CAF Bank UniqueCode to your phone number]

Again? Right, right, one second. Ok, done. It has been an ordeal to do the simplest thing, from approving payments to finding a useable bank statement, and heaven forbid you want to make a larger change such as adding/changing an authorised memb—

[We have just sent a six digit CAF Bank UniqueCode to your phone number]

Sigh. Ok. Fine. Here's the code. As I was saying, the amount of things that must be done through paperwork beggar belief, and—

[We have just sent a six digit CAF Bank UniqueCode to your phone number]

Unfortunately, CAF, I have only four digits for you.

24 gennaio 2025
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Risposta di Charities Aid Foundation

Hi John,

We’re sorry to hear that you are not happy with your experience. We take customer feedback on board and use it to enhance our services.
We’re working to improve our online banking and customer experience, including how we process payments and authorised member details.

We are dedicated to supporting charities with their valuable work. We take serious care to protect charities’ funds from fraud and financial crime, and help them to keep their donations safe. One of the ways we do this is by using security codes so that only the people approved by the charity can access its bank account and make payments. Although these measures may feel onerous at times, they help to prevent charities from losing money to fraud so that they can continue to help people and communities.

If you would like to discuss this further, please call us on 03000 123 456.

Valutata 1 stelle su 5

A woefully old-fashioned experience

Friendly and helpful staff but a terribly outdated bank. Any time you want to change something, paper forms have to be signed. For us that means sending forms around the country for different signatories to sign. Then CAF deny that they've ever received the documents so you have to do the whole rigmarole again, but this time paying for registered post. We continually have foreign payments rejected which has cost us our relationship with donors. Agree with everything else that's been said. Salaries are paid at about 7pm, staff want to help but often don't know how. It's desperately outdated, the charges are expensive and if I had the time and energy to move banks then I would.

22 gennaio 2025
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Risposta di Charities Aid Foundation

Thank you for your comments and we’re sorry to hear about your experience.

With the help of customer feedback, we continually look for ways to enhance our services and we’re working on a major systems upgrade to improve our online banking and customer experience, which will mean payments are made more regularly throughout the day.

Although some paper forms need to be signed, these can be emailed from signatory to signatory to download, print, and sign. We always recommend you keep a copy of any instruction you send in the post until receipt has been confirmed.

For sending money abroad, please call us on 03000 123 456 so that we can help with how to email these instructions to us. To help ensure that payments sent outside the UK aren’t rejected, please refer to Convera’s Payment Formatting Guide available at www.cafonline.org/home/caf-bank/help-support-hub/faqs-products-and-services.

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