Beem Recensioni 330

TrustScore 4.5 su 5

4,6

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Valutata 5 stelle su 5

App is fast and easy to use!! I definitely Recommend it to anyone in need of fast emergency funds, with an easy application, Low fees and easy repayment… Plus there are a lot of extra perks that come... Leggi di più

L'azienda ha risposto

Valutata 4 stelle su 5

I think the app is great especially when you are low on funds because they provide instant delivery options. However the app does glitch sometimes but always works.

Valutata 5 stelle su 5

I absolutely hands down love Beem it’s easy to use and funds are deposited to either your linked bank account, debit card and/or Cash App. It’s the best when you need extra funds until payday, I would... Leggi di più

L'azienda ha risposto

Valutata 5 stelle su 5

Beem has been very helpful to me when I need a small cash advance between paychecks. I've honestly had zero compliants using their app to recieve my cash advances with beem.

L'azienda ha risposto

Dettagli dell'azienda

  1. Servizi finanziari non bancari
  2. Servizi finanziari alternativi
  3. Azienda di assicurazioni per l'invalidità
  4. Consulente finanziario
  5. Istituto finanziario
  6. Agenzia prestiti

Informazioni su Beem

Scritti dall'azienda

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Beem: Cash Advance & Banking

Beem

is a U.S. based fintech app that helps people manage everyday money and get short-term financial support.

What Beem does (high level):

  • Instant Cash (Everdraft™): Lets eligible users access small cash advances for emergencies, with no interest and no credit check (per Beem’s product positioning).

  • Banking-style money account (AI Wallet): A place to manage money in one app, with tools and alerts to help you track spending and stay on top of bills.

  • Send Money Online: Lets users send money to others digitally.

  • Credit building (Beem Card / credit builder): Helps build credit history by reporting eligible activity to credit bureaus (how and when it reports depends on program terms).

  • Extra financial services: Access to comparisons/quotes for things like personal loans and insurance through partners, plus savings tools like DealsGPT, PriceGPT, BudgetGPT, JobsGPT, etc.

Important note: Beem is a financial technology company, not a bank. Banking services are provided by partner banks (like Cross River Bank in Beem’s disclosures), depending on the product.

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Everdraft

Get Instant Cash Advance

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Build Credit Score

Grow your credit faster. Monthly reporting to bureaus with credit score tracking and actionable insights.

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Send Money Online

Send money online for free. Even those without a bank account!

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Get Personal Loan

Find the best personal loan offers and save up to 40% on interest rates.

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Beem Direct Deposit

Set up direct deposit with Beem to insure your funds up to $250k.

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Job Loss and Disability Insurance

Help keep your finances stable with extra protection against loss of income from unforeseen circumstances.

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Car Insurance

Get personalized car insurance quotes from industry leading insurance providers. Compare rates in one place.

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Health Insurance

Choose from the variety of flexible plans, so you can find perfect coverage that fits your lifestyle and budget.

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Life Insurance

Secure your family’s future with Beem Life Benefit. No underwriting, no complex terms.

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Play Games & Earn Cash

Hit milestones on a range of games & earn real cash as rewards. Transfer instantly.

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Deals GPT

From food and shopping to travel and subscriptions, Deals GPT finds real discounts.

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Price GPT

Upload a bill or scan a product to compare prices, track drops, and set reminders—all inside your chat.

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Budget GPT

Budget GPT analyzes your transactions and turns them into simple insights, smart alerts, and easy actions.

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Jobs GPT

Part-time, local, or remote, Jobs GPT surfaces openings that fit your schedule and skills, with tips to help you apply.

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BEEM core offerings include:

  • Instant Cash (Everdraft™): Get instant access to cash with no interest or credit checks, helping you cover short-term expenses when you need it the most.
  • Beem Card:A credit-building debit card that helps users grow their credit score. It reports to credit bureaus to help you build a strong financial foundation.
  • AI Wallet: An all-in-one money management solution that uses artificial intelligence to optimize your savings, spending, and financial decisions. It also unlocks Beem's benefits like Instant Cash and more.
  • BudgetGPT: A smart budgeting assistant powered by AI that helps you track your spending, set goals, and save more with personalized suggestions.
  • JobsGPT: A career assistant designed to help you search for jobs, enhance your resume, and land better opportunities. It provides tailored job recommendations and tools to boost your career.
  • PriceGPT: A price tracking tool that helps you save on everyday purchases by monitoring prices and alerting you to the best deals.
  • DealsGPT: A deals platform that curates the best discounts and offers, helping you save on your favorite brands and services.
  • Beem Health: Access health and medical discounts, including a range of subscription plans for essential health services like doctor visits, prescriptions, and preventative care.
  • Beem Pass: A subscription service that offers exclusive discounts, benefits, and deals to help you save more on essential products and services.

At Beem, we are dedicated to helping individuals take control of their finances, whether it’s for emergency funds, building credit, or managing everyday expenses. With no interest, no fees, and no credit checks, Beem makes it easy for you to achieve financial security and success.
Join the Beem community today and experience financial freedom with our suite of tools designed to support your journey.

Important Links

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Email: support@trybeem.com

Contact Number: +1 (323) 641-4224

Address- 353 Sacramento St, San Francisco, CA 94111

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© 2026 Line Financial PBC.
All rights reserved.
Beem is a financial technology company, not a bank.
Banking services are provided by Cross River Bank in collaboration with our partner Upward Financial Inc - a technology services provider and the program manager/administrator of the Beem Card.
Lines of credit and deposit account are provided by Cross River Bank. Line of credit is not a deposit product. You will be able to use the deposit account as a multi-purpose account to make inbound and outbound transactions.
Beem Card is a co-branded credit card associated with a line of credit established in the customer’s name. Beem Card may be utilized at any merchant or retailer that accepts Mastercard cards. It will carry a credit limit corresponding to the limit on the customer’s line of credit.
Beem Card is designed to help build positive credit history. Positive history may be reported to credit bureaus including Experian®, and/or Equifax® by our partner Upward Financial Inc. in accordance with their terms & conditions. We do not have any control over this reporting on your credit scores generated by the credit bureaus.
Early Access to your Verified Bank Deposits with “Everdraft™”
Beem offers Everdraft™ as part of its personal financial management suite of services. You can get access to amounts (called Everdraft™ ) between $5 to $1,000 to help cover any emergency expenses. This has no fee associated with it, no credit scores or FICO credit checks are performed to deliver this service, using this service will not impact your credit, there is no interest associated with this service, there are no late fees for this service, there are no finance charges to use this service and there is no due date when you use this service which means funds delivered as part of this service are not due on Pay Day and being unable to settle the funds automatically on or before PayDay does not result in any fees or issues. We reserve the right to Everdraft™ amounts and our eligibility criteria at any time. You are not required to make voluntary payments referred to as 'Tips' or 'Donations' in appreciation of the service provided.
©️ 2020 - 2025 Beem Financial, Inc. All rights reserved.

Informazioni di contatto

4,6

Eccellente

TrustScore 4.5 su 5

330 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Ha risposto al 96% delle recensioni negative ricevute

Solitamente risponde dopo 1 mese o più

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Valutata 4 stelle su 5

App is easy to use.

15 aprile 2026
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Risposta di Beem

Thank you for your feedback! We’re glad to hear that you find the app easy to use. We truly appreciate you taking the time to share your experience and your support means a lot to us.

Valutata 5 stelle su 5
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Risposta di Beem

Thank you for your feedback! We’re glad to hear that you found the process clear and the support helpful. We truly appreciate you taking the time to share your experience and your support means a lot to us.

Valutata 5 stelle su 5

The money is fast and there when you…

The money is fast and there when you need it !!

8 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear Beem is fast and there for you when you need it. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Happy with the consistency of this app

Happy with the consistency of this app! Will continue to use.

9 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear you’re happy with the consistency of Beem and that you plan to continue using it. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Beem is the best!

Beem is the best!

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re thrilled to hear you’re loving Beem. Your support means a lot to us. We’re always here to help!

Valutata 5 stelle su 5

BEEM HAS BEEN VERY HELPFUL TO ME

Beem has been very helpful to me when I need a small cash advance between paychecks. I've honestly had zero compliants using their app to recieve my cash advances with beem.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear Beem has been helpful for you between paychecks and that you’ve had a smooth experience using the app. We truly appreciate your support. We’re always here to help!

Valutata 1 stelle su 5

Very low approval odds.

Very low approval odds.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re sorry to hear about your experience with approvals and understand how disappointing this can be. Approval decisions are based on multiple factors, and we’re continuously working to improve accessibility. Please feel free to reach out to us at support@trybeem.com so we can review your case and assist you further. We’re always here to help!

Valutata 5 stelle su 5

Great app easy to use

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear you find the app easy to use. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Always useful last minute cash

Always useful last minute, cash advance works

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear the cash advance has been useful for your last-minute needs. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

It is a great thing to have when you…

It is a great thing to have when you need the extra money it's there.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear Beem is there for you when you need extra money. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Very quick and easy to navigate!

Very quick and easy to navigate!

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear you find the app quick and easy to navigate. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Totally legit and have had no issues

Totally legit and have had no issues, cash advance is quick and same day with minimal fee.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear you’ve had a smooth experience and that the cash advance has been quick and reliable for you. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

It’s great app that delivers fast

It’s great app that delivers fast

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear you’re enjoying the speed and reliability of Beem. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

Whenever I need the extra cash it’s…

Whenever I need the extra cash it’s there and it’s easy to access.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear that Beem is there for you when you need extra cash and that you find it easy to access. We truly appreciate your support. We’re always here to help!

Valutata 5 stelle su 5

It was easy to navigate

It was easy to
Navigate and have been using Beem and it’s always a good experience.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear that you find the app easy to navigate and that you’ve consistently had a good experience with Beem. We truly appreciate your continued support. We’re always here to help!

Valutata 5 stelle su 5

Always there for you

Always there for you

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear that Beem has been there for you when you need it. Your support means a lot to us. We’re always here to help!

Valutata 5 stelle su 5

Love this app

Love this app! Comes in handy every single time . Fast and easy, hassle free.

14 aprile 2026
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Risposta di Beem

Thank you for your feedback. We’re glad to hear that Beem has been helpful and that you find it fast, easy, and hassle-free to use. We truly appreciate your support. We’re always here to help!

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