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Dettagli dell'azienda

  1. Broker finanziario
  2. Agenzia prestiti
  3. Broker di mutui

Scritti dall'azienda

Central Loans Limited - The Loans Engine is a specialist finance broker based in Watford UK. We do not offer any subscription services, membership cards, or online accounts. Our main company reviews are obtained by Feefo here: https://www.feefo.com/en-GB/reviews/the-loans-engine


Informazioni di contatto

3,2

Nella media

TrustScore 3 su 5

10 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Ha risposto al 100% delle recensioni negative ricevute

Solitamente risponde dopo 1 mese o più

Come questa azienda usa Trustpilot

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Su Trustpilot, le aziende non possono offrire incentivi o pagare per nascondere le recensioni. Le recensioni sono le opinioni dei singoli utenti e non di Trustpilot. Leggi di più

Valutata 5 stelle su 5

Nothing short of excellent!

I cannot thank Esme and the team enough. It's nice to see a company take customer care seriously. They are professional, courteous and just a pleasure to deal with.

I first contacted them in 2022 and again this time around - both occasions have been nothing short of excellent.

I will 100% be in touch when my mortgage is up for renewal and recommend to anyone.

30 aprile 2026
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Risposta di Central Loans Limited

Thank you so much for your kind words, it really means a lot to us!

We’re delighted to hear that you’ve had such a positive experience with Esme and the team on both occasions. Providing professional, courteous, and consistent support is something we truly pride ourselves on, so it’s brilliant to know that came across.

We really appreciate your recommendation and look forward to helping you again when your mortgage is up for renewal. Don’t hesitate to get in touch anytime, we’re always here to help!

Kind regards,

The Loans Engine

Valutata 1 stelle su 5

READ WHAT 75% OF ALL REVIEWS SAY

I have read the other reviews on this company and I am genuinely not surprised that 75% of all are 1-star rating. They've put me through hell, and I could not warn people enough - be very very very careful of this outfit. They'll fleece you with fees. Stay away. I only came on here to see what experience others had had - and I've had the same.

(Update of 5th May 2026... I have just logged on to Feefo and typed in Central Loans Ltd and Interbay - both returned the message "No Results" ~ typical of this company they run you around in circles - terrible to deal with - I would recommend to proceed with extreme caution and the many hidden and small print costs - the customer care is none existent - it's just how much money can they extract from you.

14 gennaio 2026
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Risposta di Central Loans Limited

Thank you for taking the time to share your feedback.

Our main review platform is Feefo, where the majority of our reviews are collected. As a result, review volumes on other platforms, including Trustpilot, may not fully reflect the overall customer feedback we receive. Our current average service rating on Feefo is 4.8 out of 5 stars from over 1,000 reviews.

Kind regards,

The Loans Engine

Valutata 1 stelle su 5

Worst customer service ever

Worst customer service ever, after signing all the documents and promised to get my funds in 1-2 hours I was disappointed to see that didn’t happen. I called again and was told it’ll be released at midnight which once again didn’t happen. The agent I was dealing with is Felix Jones. He told me when I was signing the documents “ If you don’t receive the funds in one - two hours like it says you can sue us” called him this morning and told him my bank asked what the transfer to this company was for and I said a loan which he replied that I just started a shit storm called me down called me names and got mad at me for following the law then the company blocked my calls. I still haven’t received any money or a call back or any answers. They don’t realize when they break a written contract they can and will be sued if I do not get the funds I was approved for or at LEAST my deposit back. Worst company do not use them

26 marzo 2025
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Risposta di Central Loans Limited

We’re sorry to hear about your concerns. However, we believe there may be some confusion regarding the company involved.

After reviewing our records, we are unable to identify a case under your name, which suggests this may relate to a different organisation. We are The Loans Engine, a specialist finance broker, and not a lender. As such, we do not issue or release funds.

We also do not have any employee by the name of Felix Jones, and this individual is not associated with our company.

We would encourage you to review your documentation to ensure you have contacted the correct organisation. We take feedback seriously and are committed to maintaining high standards of service.

As this review does not appear to relate to our business, we have reported it to Trustpilot for further review. If you believe this is in error and wish to provide further details, we would be happy to assist where possible.

Kind regards,

The Loans Engine

Valutata 3 stelle su 5

Dreadful customer service, rectified by Luke.

Dreadful customer service by Luke.
I would like to complain about the treatment that I faced when gaining customer service from Luke. He spoke on the phone very condescending and did not even respectfully refer to my own name instead calling me Bob during the call. Everything that was put forward was put forward in a manner as if he was frustrated or annoyed or upset because how he was treated in the past.
When speaking to him about my concerns I mentioned 2 months and instead he rushed my time to 1 month's time to end of January.
I feel he wasn't listening and rushing to the answer and just assumed everything. In addition he came across in a manner that he felt his situation or what should happen is only one way and having problems during a process is too difficult for him to handle and he couldn't accept any other scenario. I believe this shows bad customer service and he needs to learn to be more understanding and patient when speaking with customers on the phone and realise problems happen within day-to-day life and during life and things happen that we cannot foresee and he needs to understand that. Basically I think his service was dreadful and if I contact your company in future, I would prefer to liaise with anyone else but him I think he has got a lot of learning to do in terms of customer service.
Company called the loan engine, part of Central loans Ltd.
Update to review 20.12.2024
Luke apologise the day after for his behaviour on the phone and ever since I've only seen excellent customer service. I remain vigilant, however this appears to be a one off occurrence.
Update to review 26.12.224
After having deep thought about our unfortunate start to our professional partnership. I feel working on an unstable and unprofessional base does not fit in with the future of my business plans.
I have decided to part ways and wish you all the best for the future.

19 dicembre 2024
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Valutata 1 stelle su 5

I apply for a loan on 12th of June have…

I apply for a loan on 12th of June have pay the insurance and fee like they asked they don’t answer there phone or respond to emails there customer support said a loan officer will get contact with you never happens you just go in a circle and go no where worst place be careful they rip you off and don’t give you the loan !!!!!!!

24 giugno 2024
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Risposta di Central Loans Limited

Thank you for your feedback.

We’re sorry to hear about your experience. However, we do not request or take any upfront fees or insurance payments from customers. Our broker fee is only payable once a loan has been successfully arranged and funds have been received by the customer.

We are also unable to locate your details within our system, which suggests you may have been in contact with a different company.

If you would like us to look into this further or clarify our process, please feel free to contact us directly and we will be happy to assist.

Kind regards,

The Loans Engine

Valutata 1 stelle su 5

They tell you you’ll get a loan so you…

They tell you you’ll get a loan so you put all your details in.. then say they can’t… scam

25 novembre 2022
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Risposta di Central Loans Limited

Thank you for your feedback. We’re sorry to hear that we were unable to help on this occasion.

We are a broker, and any lending decision is made by our panel of lenders based on their individual criteria. As a result, not all applicants are eligible.

We are continually working to expand and develop our panel of lenders to help more customers in the future, and we appreciate your understanding.

Kind regards,

The Loans Engine

Valutata 1 stelle su 5

Just the worst

Just the worst. Even if you don't use them the only way to stop them texting you is by sending a premium rate text to stop them. They aren't here to help you just make profits.

10 novembre 2022
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Risposta di Central Loans Limited

Thank you for your feedback. We’re very sorry to hear about your experience.

If you no longer wish to receive emails or text messages from us, you can opt out at any time by contacting our team via email or phone at no cost, and we will remove you from our communications list as soon as possible.

Kind regards,

The Loans Engine

Valutata 1 stelle su 5

Awful awful awful. Be careful.

Awful awful awful.

They start with decent rates (even with the astronomical fees added) as a way to get early engagement.

Once you've filled in every form, the loan needs to be changed to another provider and suddenly gets more expensive; then they push like crazy to close.

You will get connected to these guys via Money Supermarket.

Some of the products listed here only transact via LoansEngine, sadly - so don't get happy about the low rates, i'm not sure they actually exist..

8 agosto 2018
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Risposta di Central Loans Limited

Thank you for your feedback. We’re sorry to hear about your experience.

The interest rates are determined by lenders based on each customer’s individual circumstances at the time of application.

When a customer applies online, we contact them to gather additional information about their circumstances so we can assess what options may be available from our lender panel. We are a credit broker and do not lend the money ourselves.

We take all feedback seriously and continually review our processes and customer journey.

Kind regards,

The Loans Engine

Valutata 5 stelle su 5

Really great service with good advice and support

I found the whole process fast, easy to follow and understand

Their use of email and web technology made it quick and easy to access documents and track progress.

I found the support of Tom Stevenson great!

11 marzo 2015
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Risposta di Central Loans Limited

Thank you for your kind feedback.

We’re pleased to hear that you found the process fast, easy to follow, and straightforward, and that our digital tools made it simple for you to access documents and track progress.

It’s also great to hear your positive comments about the support you received from Tom Stevenson.

We really appreciate you taking the time to share your experience.

Best regards,

The Loans Engine

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