Spectrum IFA Group Recensioni 

107
TrustScore 5 su 5

4,8

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Valutata 5 stelle su 5

We have sought the advice of Gareth Horsfall several times during our years in Italy. Not only is he a very nice guy and very personable, his expertise and the way in which he clearly delivers expl... Leggi di più

Valutata 5 stelle su 5

Katey Murray is a refreshingly complete voice in a wilderness of poor, incomplete or muddled responses from partisan advisors in both France and UK. My issue was the net tax liability in both France a... Leggi di più

Valutata 5 stelle su 5

I was frankly clueless about finance and investment until I met up with my financial adviser Susan Worthington she has helped me so much. She set up a qurops pension fund for me and investments her a... Leggi di più

Valutata 5 stelle su 5

We have been with Spectrum since 2017 - Sue Worthington based in the Mallorca, Balearic Islands initially spent a great deal of time and effort consolidating our UK private pensions into manageable fu... Leggi di più

Dettagli dell'azienda

  1. Consulente finanziario
  2. Pianificatore finanziario

Scritti dall'azienda

Specialist financial planning for expatriates across Europe. Comprehensive, personalised financial advice. Tax efficient investing – pensions and retirement planning – estate and succession planning – mortgages – currency transfers – life assurance. With 12 regional offices and 50 advisers operating in France, Spain, Portugal, Italy, Luxembourg, Malta and Switzerland, we have been building long term client relationships since our foundation in 2003. In today’s world of finance one thing is clear, we all have to pay attention to and take great care of our own finances. Spectrum advisers are here to help you, our clients, with the many complex financial and tax issues you are confronted with: retirement and pension planning including QROPS, Life Assurance, efficient investing (using Insurance wrappers), succession and inheritance tax planning, currency exchange and many more. As for most expatriates, these planning issues may exist in more than one country, and we believe working with experienced, qualified, cross border advisers who are themselves expatriates, and therefore facing similar challenges, is really important. At Spectrum we believe clients should not leave their finances entirely in the hands of a third party, a banker, an investment manager or an adviser. We want our clients to stay involved and work with us to ensure they continue to prosper. We put an emphasis on continued financial advice and support with some of our clients having worked with their adviser for more than 15 years. Our commitment to long term business relationships allows us to provide advice and reassurance during the inevitable changes in tax rules, movements in exchange rates and markets.


Informazioni di contatto


4,8

Eccellente

TrustScore 5 su 5

107 recensioni

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4,8

Tutte le recensioni

(107)

10 recensioni negli ultimi 12 mesi

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Valutata 5 stelle su 5

John Lansley

John Lansley
John has been our financial adviser in France for the past 11 years. He has always provided us with very sound advice based on his extensive experience and knowledge, whilst taking full account of our attitudes to risk-taking. He is conscientious and friendly whilst being business-like. For us, his counsel has always produced good results.
In addition, he is diligent and proactive, maintaining regular contact and checking to see if our needs have changed or certain investments need reviewing because of market forces. He also responds promptly to our questions and follows up when and where necessary.
John is always discreet and totally trustworthy. We recommend him without hesitation or reservation.

10 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Dennis Radford highly recommended

We were introduced via a neighbour a few years ago to Dennis Radford. We were incredibly nervous in the beginning in investing our money but after a meeting with Dennis who is extremely knowledgeable in all money matters, we went ahead and invested a sizeable sum with Spectrum.
A year later we were that impressed with the growth of the fund we invested more money.
For those that want to reap rewards from investing wouldn’t go far wrong by putting your trust in Dennis’s expertise.
We used to live in Arboleas, Almeria and now live near Murcia. Dennis still visits to update us regularly giving us insight to our fund’s developments.

7 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Changing from UK to France tax residents

When we became French tax residents about three years ago, we understood that we would have to change financial advisors, mainly because of the different rules following Brexit. This was a little challenging as, since we retired, our advisors had been well known to us for many years, and frequently friends. Moreover, because our investments were structured to make full use of the UK tax regime, a fairly complex portfolio had evolved.
We identified a handful of candidate advisors and discussed our situation at length with three of them. Andrea Glover at Spectrum stood out in her immediate understanding of our needs, her (relative) proximity, and her willingness to meet us frequently to develop the relationship.

Having decided to use Spectrum, Andrea has worked tirelessly to help us disentangle our UK-oriented portfolio, to simplify it and match it to our needs in France. To do this, she had to deal extensively and diplomatically with our UK advisors and managers.

It is still early days but it appears that our new, France oriented investment portfolio is working well. And we sleep better at night.

3 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Andrea Glover - highly recommended

Andrea Glover has been our account manager for many years following the retirement of our initial Spectrum France contact. She is always professional, highly efficient, ensures she reverts with more information where possible to our questions and always provides detailed solutions to our financial needs. We would highly recommend her services within the Spectrum Group. KO and AH

3 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Sound advice

I have been with Spectrum via Dennis Radford in Javea for nearly a year now. Dennis has have helped me with setting up a new UK SIPP to manage my diverse portfolio of pensions and finally see some better market returns that the UK "big boys" seemed to deny me of. Good advice throughout, sometimes a QROPS is not the best thing and my advice was not commission driven rather than long term client driven, I had to search a while to find someone who took this approach and delivered client service and am very pleased with my current outcomes. The main competitors in my local area of the Costa Blanca seem very commission driven and are best avoided.

1 agosto 2024
Non scritta su invito
Valutata 4 stelle su 5

Andrea Glover

I write this in response to an email from the office of Andrea Glover…..I think I was put in to Andrea by my then estate agent around 3 years ago when we moved to France, and her help, guidance and knowledge helped greatly in navigating my finances with the change of country. She has a wonderful client facing manner and is very easy to build a relationship with, she provided several options and in the end helped in moving my pension onto an international platform, all for a fair fee. I have since recommended her to other people I know which is my highest complement, thanks and kind regards, SPW

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

The very best financial advice

As an early retiree in France I was totally clueless about all things ‘finance’ until I found Andrea. She has been so incredibly helpful, kind, patient and knowledgeable, I trust her implicitly to give me the best financial advice at all times.

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Excellent personalised service

Andrea Glover was recommended to us by our French tax adviser and we were very impressed from our first meeting. She took time to understand our financial position and requirements and explained the options patiently and in detail. Later, when we had made our decisions, she liaised with our financial adviser in the UK and with the tax specialist in France in order to arrange the most advantageous transfer process and timescale. She is very personable and knowledgeable, traits which gained our trust and confidence from the start. I can highly recommend her and Spectrum IFA Group France.

1 settembre 2023
Non scritta su invito
Valutata 5 stelle su 5

Spectrum IFA - Sue Regan

Having returned to France after several years in Australia we needed to sort out our investments, which we had sorely neglected while living and working in Aus. After a bad start, back in Europe, and after being hit badly by the collapse of 2008, we were looking for guidance. Spectrum and Sue Regan were recommended to help us get on to the straight and narrow. This they did very well. They took under their wing our modest funds which had been badly cared for and put them into a reliable and safe plan. Now our retirement funds are running smoothly, we are kept informed on a regular and easily understood manner, and Sue Regan gives understandable answers to any queries we have. Thank you for easing the load on our shoulders

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Expert Financial Advice

I have been very fortunate in having Andrea Glover as my Financial and Pension Advisor for the past 4 years.Her advice and guidance has both professional and efficient. She is based in South West France
It is very reassuring to have someone you can trust to advice you , more so given the turmoil in the financial markets over the past few years and no doubt in the future.I have recommended Andrea to friend 's, who like me, live in France.

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Service Excellence

My husband and I have been working with Andrea during the past couple of years from our base in France. And have had the pleasure to recommend her to our friends network. Not only is Andrea a warm, charming and kind individual, her advice and support has been exceptional. We genuinely wouldn't be without her.

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

A thoroughly professional, personal financial service

Andrea is always been professional and open in her dealings with me. She takes time to explain financial issues in a manner that is understandable and straightforward. She has offered me options and advice that has allowed me to make informed decisions. She is always friendly and approachable. I cannot see how the service Andrea provides can be improved.

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

Spectrum desde 2017

We have been with Spectrum since 2017 - Sue Worthington based in the Mallorca, Balearic Islands initially spent a great deal of time and effort consolidating our UK private pensions into manageable funds to re-locate overseas. The next stage was to set the funds to work for our pensions in later life, these funds can be viewed by a Portal which gives us current values etc. Sue has remained a constant throughout our time in Mallorca and has always made herself available. If we have any issues/questions they are addressed and resolved. Can only rate them at 5 stars because they are. Kevin and Lisa Keenan

1 agosto 2024
Non scritta su invito
Valutata 5 stelle su 5

We have been using the services of Lorraine Chekir

We have been using the services of Spectrum with Lorraine Chekir as our financial advisor for the past 7 years for both savings and pension advice. She always gives good clear and concise advice and also provides regular updates as to how our investments are performing. She is readily available if we have any questions. I wouldn’t hesitate to recommend her services to anyone looking to make an investment.

31 luglio 2024
Non scritta su invito
Valutata 5 stelle su 5

My financial advisor

My financial advisor, Lorraine Chakir from Spectrum, France, in giving monetry advice is fabulous. I must say, in the past I have never trusted financial advisors. As a lay person, I find they use financial language that I don’t understand, persuading me into things I don’t really want to do and they make me think they are working for their own gains (or their company’s) rather than mine. (cynical I know!) Lorrain is the complete opposite. I trust her implicitly and know she understands my financial needs and wants perfectly. She speaks in simple terms that I understand! I recommend that anybody who doesn’t like financial jargon but everyday, understandable, language when discussing their financial business, seek her out. She will give you perfect advice, knowing your own particular financial position and needs. Spectrum IFA group through Lorraine have provided a great service! Thank you!

31 luglio 2024
Non scritta su invito

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