SmartBiz Bank, N.A. Recensioni 16.366

TrustScore 4.5 su 5

4,6

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Valutata 5 stelle su 5

Steven was so great to work with. His attentiveness and ability to lay everything out so clearly was very much appreciated!

Valutata 5 stelle su 5

Our experience with this SBA Express Loan lender was outstanding. After applying to multiple lenders, we found that they processed our loan faster than the others. They didn’t request unnecessary docu... Leggi di più

Valutata 5 stelle su 5

Our healthcare business had been growing very quickly over the past 4 years. We had been using short term financing to fill our financial needs during this period, but it was becoming too expensive.... Leggi di più

Valutata 5 stelle su 5

Even though the 2025 government shut down in the middle of the process with the SBA, these folks worked tireless to get my loan as packaged as it could be so it could be submitted back to the SBA as s... Leggi di più

Dettagli dell'azienda

  1. Istituto finanziario

Informazioni su SmartBiz Bank, N.A.

Scritti dall'azienda

SmartBiz Bank Logo

A bank built for small business.

Right-sized loans. Right now.

Apply in minutes.


Support Icon

We support you at every step

Our dedicated teams are here to help you through the loan application process.

SBA Lending Partner Icon

We’re your SBA lending partner

Whether you're expanding, refinancing debt, or boosting cash flow, we’re making the process simple.

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We keep your information safe

Our bank-level, 256-bit encryption protects your privacy and keeps your data secure.

Apply Now

Informazioni di contatto

4,6

Eccellente

TrustScore 4.5 su 5

16.366 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

L'obiettivo di Trustpilot è mostrare contenuti di persone reali. Questa azienda potrebbe usare il nostro strumento di risposta assistita dall'intelligenza artificiale per rispondere più velocemente.

Come questa azienda usa Trustpilot

Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.

Su Trustpilot, le aziende non possono offrire incentivi o pagare per nascondere le recensioni. Le recensioni sono le opinioni dei singoli utenti e non di Trustpilot. Leggi di più

Valutata 5 stelle su 5

Quick Funding and Highly Responsive Team

I had an excellent experience with SmartBiz. From the moment I submitted my application to the day I received funding, the entire process was smooth and efficient.

My contact person was very responsive and kept me informed throughout the entire process.

I was especially impressed that I received my funds in less than a month!

I highly recommend SmartBiz to anyone looking for a reliable and efficient lending partner.

30 marzo 2026
Valutata 5 stelle su 5

Great communication and speed

Even though the 2025 government shut down in the middle of the process with the SBA, these folks worked tireless to get my loan as packaged as it could be so it could be submitted back to the SBA as soon as the government reopened. They kept me informed every step of the way. Closing and funding were done in hardly no time once the SBA blessed it.

21 novembre 2025
Non scritta su invito
Valutata 2 stelle su 5

Amount of time

Amount of time, intrusion into non-relevant information. Then broker cost.

30 settembre 2025
Logo di SmartBiz Bank, N.A.

Risposta di SmartBiz Bank, N.A.

Hi Douglas,

Thank you for sharing your feedback. We appreciate your patience throughout the loan process.

We understand that the timeline felt lengthy, and apologize for any frustration this caused. To provide some context, your loan involved a number of unique factors that required additional care and verification, which likely contributed to the extended timeline.

Additionally, we understand concerns about cost, especially for a growing business. Our team clearly outlined all fees up front and ensured that the broker did not charge any additional or hidden fees beyond those you discussed and agreed upon.

Please know that our intent is never to ask for non-relevant information. The additional requests were made to help verify your business information. Our goal is always to ensure compliance, accuracy, and a smooth experience that protects your business and helps secure the right financing.

We appreciate the trust you placed in SmartBiz, and we sincerely wish you continued success.

Warm Regards,
The SmartBiz Team

Valutata 5 stelle su 5

Constant Communication

Smartbiz was constantly keeping me updated about where we were in the process and the documents that they needed. I didn’t have to follow up with them because they were following up with me. That is the way businesses should run.

22 settembre 2025
Non scritta su invito
Valutata 1 stelle su 5

Stay Away From SmartBiz Loans

My experience with SmartBiz Loans has been frustrating, unprofessional, and ultimately a waste of time. Instead of providing clear guidance, their process is filled with nonsense questions that make no sense and stall applications unnecessarily...

It is actually easier to get a loan directly through the SBA than to deal with SmartBiz. They advertise as a “streamlined SBA loan platform,” but in reality, they complicate the process, drag things out, and give applicants the runaround...

I addressed this specifically to the team: businesses deserve transparency and efficiency — not a maze of delays and confusing requests. There are many better options out there that respect business owners’ time and needs...

For any small business owner considering SmartBiz: look elsewhere. Save yourself the wasted effort and frustration...

19 settembre 2025
Non scritta su invito
Logo di SmartBiz Bank, N.A.

Risposta di SmartBiz Bank, N.A.

Hi Marc,

We’re sorry to hear that your experience didn’t meet expectations. At SmartBiz, our goal is always to help small business owners access affordable capital quickly, and we regret that this process felt frustrating.

To provide some context, once an application is submitted to one of our partner banks, their underwriting team may request additional documentation to verify business revenues or meet regulatory requirements. In your case, the partner bank required additional supporting documents before moving forward. Unfortunately, without those documents, the partner bank could not complete the approval process.

We understand how disappointing this was. Please know that our intent is never to add unnecessary steps. The additional requests came directly from the partner bank’s underwriting team, and any loan decisions are made at their discretion.

Your feedback is very important to us, and we will use it to continue improving transparency and communication in situations like this. We are glad to hear your business was eventually able to secure funding, and we sincerely wish you continued success.

Warm regards,
The SmartBiz Team

Valutata 5 stelle su 5

The team at SmartBiz is amazing!

The team at SmartBiz is amazing! This is my second time working with them to secure an SBA loan, and both experiences have been seamless. The process was smooth, well-organized, and handled with true professionalism. I highly recommend SmartBiz to any business owner looking for an SBA loan.

22 agosto 2025
Valutata 5 stelle su 5

2nd time dealing with the SmartBiz…

2nd time dealing with the SmartBiz team. I came back for a reason. Their communication, service, and availability is top notch. Matt Hoey and Tyler wood are amazing to work with. Won’t go anywhere else when I need assistance growing my business.

26 agosto 2025
Non scritta su invito
Valutata 5 stelle su 5

I'm surprised by the quality of this…

I'm surprised by the quality of this costumer service, They are professional, but the most importan, They have a great preparation to help customers understand the process and help them complete everything with precision and speed. Great service ever.

22 agosto 2025
Non scritta su invito
Valutata 1 stelle su 5

I belive the interest rate is a bit…

I belive the interest rate is a bit outrageous considering I applied for a loan to improve my business! I think 5-7% would be better but 12-13% is completely ridiculous. Will never do that again. Could have gotten credit cards and paid them off monthly with less to no interest.

11 agosto 2025
Non scritta su invito
Logo di SmartBiz Bank, N.A.

Risposta di SmartBiz Bank, N.A.

Hi Josh,

Thank you for taking the time to share your experience. We’re genuinely sorry to hear that the rate you accepted didn’t meet your expectations. We understand how important affordable financing is, especially when you’re working hard to grow your business.

Please know that interest rates are influenced by a number of factors, including broader market conditions and individual financial profiles. You can find more information about the SBA loan rates we offer on our website: https://smartbizbank.com/sba-rates-fees

Please also know that your rate is variable, and if the Prime rate changes, your rate will change. For example, if Prime comes down, your rate will come down.

Warm regards,
The SmartBiz Team

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