Seen Recensioni 

If there were a score lower than zero, even that would be too good for them. My credit score dropped by 79 points unfairly, even though I have made all my payments on time and without any delay.

This company does not have a valid phone number or a desktop website to communicate with. I was locked out of my account through no fault of mine, and was completely unable to log back in even though I made several attempts to do a password reset, thus leaving me no options to make a payment. When I finally found a phone number, I had to make an online payment with an agent. There are no corporate phone numbers although they are listed: they are disconnected. I will notify the attorney general in my state as soon as possible and I will be immediately closing this account. @ Seen: don't bother responding because your phone number and fake messages do not help anyone. STAY AWAY FROM THIS SCAM CARD

We came dressed in what we genuinely considered chic attire—linen shorts, linen pants, Birkenstocks, and a polished overall look. We were absolutely not in beachwear.

What made the experience especially frustrating is that the reservation confirmation never explained any specific dress requirements. There was no warning about shorts, sandals, or anything else. Only when we arrived did we see a sign at the entrance stating “no beachwear” and “chic” attire.

That is exactly how we were dressed in our minds: chic, stylish, and appropriate for a nice evening out. Yet we were still turned away, even after speaking with the manager.

If the restaurant has a strict policy such as no shorts or no Birkenstocks, that should be clearly stated when the reservation is made, not left to interpretation at the door.

They offered for us to come back another time, but after an experience like this, why would we want to? It completely spoiled what was supposed to be a special evening and left a very disappointing impression.

Horrible customer service and experience is not good and I just received my card. I made two transactions on my card and then my card was immediately under review. I waited a week before they requested my ID and a selfie. I completed the ID request and the selfie request and I have been waiting another week for it to be open and ready for use again. I called in to customer service rep, who then had to reach out to a different department and was unable to reach the department after putting me on hold twice. It seems like this company is not very good in Customer Service or timeliness. Now I’m sitting here with a card that I can’t use still under review. I will pay my balance and not use them again and if I were you, I would not get a card from this company.

Easy and fast credit approval. I am an older gentleman, and I wish I was able to sign in on my computer and pay my balance as I have trouble seeing on my iPhone. Hopefully they will give credit increase fast. All my other credit cards started me off with $750-$1600 Here I was only given $300.00 with a $75.00 fee. I hope they add my payment to my account fast like my other cards. Will write back after I have been with them for a while So far so good!.

Line of credit was reduced significantly after agreeing to annual fees

Great customer service,,functional app,great experience.

You can see by these folks low rating that they are dishonest at best! They bait you in with offer of a higher credit limit of $3000 then give you $300. Bait and switch !

Got pre approved for it was easy to get the funds

Intrusive, Unprofessional, and Completely Unreliable

SEEN froze my account without warning and demanded an excessive amount of personal documentation — including a full bank statement — just to keep my own money accessible.

I provided everything they asked for: driver license, selfie verification, and the bank statement. Despite that, my account has remained “under review” with no communication, no timeline, and no transparency.

Their verification process is intrusive, their customer service is unresponsive, and their risk department operates like a black box.

If you value stability, privacy, or basic professionalism, avoid SEEN. There are far better options that don’t treat customers like suspects.

Anyone who is just starting out to build your credit this is the perfect card to start out with. One there is no security deposit, two it's fast and you get a decision within minutes, and three you have a virtual card you can use before the actual card arrives. If, used wisely, they will gradually increase your spending limit.

This is an update to my review, posted on the 3rd o July 2026. The next day after posting my review, about fraudulent charges, I received an email from Seens Fraud department, stating they had concluded they're investigation, they're conclusion I made the purchases. Why in the world would I report the charges, if I made them, why would I close my card and request another sent to me, if it was an unkown transaction. Even the company, the transactions were made at, told me it wasn't me, but wouldn't tell me who it was, only Seen if they called them. It's obvious Seen didn't even bother to Investigate this. I have a right for copies of all paperwork pertaining to they're decision, I am now waiting on an email from the fraud dept. To request it, Customer Service was no help, when called. Feeling
Like they don't want to talk anymore about it. I really he people see this review, if they did this to me it will surely happen to someone else. My conclusion the Fraud department must have incompetent people employed by Seen. Beware

My experience is great because there was no hidden information. Everything from annual fees to late fees, due dates, and payment methods was disclosed. They took a chance on me when no one else did.

Applying ,haven’t received yet, building my credit ty

Just signed up so far so good we will see in 6 months

Can use Seen on my Desktop, just my phone with their app and I don't like that at all.

A year of complaints. Not one dollar back.

Seen charged me a $59 annual fee on my first statement, a fee I wasn't clearly made aware of when I signed up. I requested a refund multiple times, given the confusing marketing and my financial situation. Seen refused every time.

Over the next 13 months, I filed formal complaints with the CFPB, the Federal Reserve Bank of San Francisco, and the California DFPI. None resulted in a refund. Seen's official regulatory response stated the fee was disclosed in their January 2025 direct mail offer, but the disclosure clearly wasn't prominent enough for me as a consumer to understand what I was signing up for.

I'm not disputing that fine print existed. I'm saying that when a customer comes to you confused, financially stretched, and asking for a $59 goodwill refund on an account they barely used, a company with good values finds a way to make it right. Seen did not.

Misleading was not given what I was pre.Approved for when it comes to credit limit! My fault didn't read reviews first