Risposta di Paydown
Thank you so much for your kind words, Adebisi. We’re really pleased to hear things have been smooth.
The Paydown Team
Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più
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Dettagli dell'azienda
Informazioni su Paydown
Scritti dall'azienda
Paydown helps people bring several credit card balances together into one loan.
One fixed rate. One monthly payment. One end date. Before you commit, you see what you'll pay each month, the total you'll repay and when the loan finishes, so you can compare it with staying on your cards and decide what makes sense for you.
Borrow £1,000 to £10,000. Representative 23.8% APR.
Representative Example: £5,000 loan repayable over 36 months. Monthly payments of £189.77. Rate of interest 21.2% p.a. (fixed). Representative 23.8% APR. Total amount repayable £6,831.72 (includes loan fee of £150).
Repaying over a longer period can mean paying more interest in total, so look at the total cost as well as the monthly payment. Missing payments could affect your credit score and make it harder to borrow in future.
Checking your eligibility uses a soft search and won't affect your credit score. It isn't an offer of a loan.
Paydown is a trading name of Clay Technologies UK Limited. Subject to status, UK residents aged 18+. T's & Cs apply. Offer subject to individual circumstances and affordability checks. Clay Technologies UK Limited is authorised and regulated by the Financial Conduct Authority (FRN 1017010).
Informazioni di contatto
30 Churchill Place, Canary Wharf, E14 5RE, London, Regno Unito
- hello@paydown.com
- paydown.com
4,4
Eccellente
18 recensioni
Chiedi ai clienti di scrivere una recensione
Questa azienda invita i propri clienti a scrivere recensioni - sia positive che negative
Ha risposto al 100% delle recensioni negative ricevute
Solitamente risponde entro 2 settimane
Come questa azienda usa Trustpilot
Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.
4,4
*****and beyond!!Really helpfull!!Thank…
*****and beyond!!Really helpfull!!Thank you claire for every step explained.!!
17 ottobre 2026
Risposta di Paydown
Thank you, Alexandru.
We’ll make sure the team sees this. Explaining each step clearly is exactly how we want things to feel. If you ever have a question, you’ll find us in the Paydown app.
Kind regards,
The Paydown Team
Nice and easy to use
24 settembre 2026
Risposta di Paydown
Hi Robert, thank you.
We want Paydown to feel clear and straightforward, so it’s good to read that. If anything ever needs a hand, we’re in the app.
The Paydown Team
Very Easy application process
Brilliant process from application to delivery. Very good company to help work through personal finances.
8 ottobre 2026
Risposta di Paydown
Hi Michael,
Thanks for choosing Paydown. We’re glad the process felt straightforward from start to finish, and it’s great to hear we could help you with your finances.
The Paydown Team
Risposta di Paydown
Hi Raechel,
We are so pleased to hear that our service worked well for you. A smooth and simple experience is one of the things we pride ourselves on.
Kind Regards,
The Paydown Team
Easy and good
4 ottobre 2026
Risposta di Paydown
Hi there,
Thank you for your positive review. We are pleased you were satisfied with our service.
Take care,
The Paydown Team
Risposta di Paydown
Hi Richard,
Thank you for the concise review, we appreciate a straight answer as much as you do.
Best regards,
The Paydown Team
Possible scam and not worth the effort for applying
I applied for the loan, and got accepted, then they asked for me to show my ID through my selfie and drivers license, which I did. Effectively the AI can't tell the difference between the selfie and the ID. So i went through someone called Claire who came back and said the they couldn't accept the license, even though it was in date and was clear, and that ahe wanted my passport. I don't have one valid, So instead of just using their eyes and common sense they just cancelled the application making this a huge waste of time. Although, looking back at the emails, i noticed that the email addresses from the company, looking very suspicious, like the ones you get when someone is trying to scan you. I'd avoid this one and go elsewhere. They'll treat you better and give you a better rate, which i did get
18 settembre 2026
Non scritta su invito
Risposta di Paydown
Hi,
We are a business regulated by the FCA, and identity verification is a mandatory part of our fraud and anti-money-laundering controls, not a discretionary step. We're sorry the application process left you feeling this way, and sorry it ended without a loan. This isn't a judgement about you personally, it's the outcome our verification standards require when a document can't be confirmed to the level we need. We hold every application to the same standard, and that consistency is what keeps the process fair and secure for everyone.
Best regards,
The Paydown Team
The app is so straightforward and easy…
The app is so straightforward and easy to use etc no glitches and recommend to others, helped my situation with a decent rate and was able to lower my monthly payments hassle free
10 settembre 2026
Risposta di Paydown
Hi Stephen,
Thank you for taking the time to share this. We're really glad the app has made things easier for you and that the process has been smooth throughout.
Best regards,
The Paydown Team
Easy understanding application process
Easy understanding application process. They assess what they think you can manage, not what you ask to loan. APR is manageable but still quite high. All done online but can communicate though message chat. Was more then 2 working days as had to chase after more than a week. Overall happy with service provided and thankful for opportunity to manage my finances and credit score.
19 agosto 2026
Risposta di Paydown
Hi Rebecca,
Thank you for the detailed feedback. We're glad the application was straightforward and that we took the time to assess what would work for you rather than just what was requested.
We're sorry the turnaround took longer than it should have and that you had to chase for an update. That's not the standard we hold ourselves to.
Thank you for the trust you've placed in us, and we're glad Paydown is helping you manage things.
Best regards,
The Paydown Team
Risposta di Paydown
Hi Kathryn,
Thank you for your review. We are pleased to hear that you were happy with the application process.
Kind regards,
The Paydown Team
Risposta di Paydown
Hi Mr Doublet,
Thank you for the kind words. We're glad the application was straightforward and the payment came through quickly.
Best regards,
The Paydown Team
A quick and easy application process…
A quick and easy application process with clear instructions and information about the process throughout. Received funds super quick after all paperwork completed.
11 agosto 2026
Risposta di Paydown
Hi Mark,
We're really pleased the application process felt quick and straightforward, and that you were kept informed at every step. That's exactly the experience we aim for. Thanks for choosing us, and all the best!
The Paydown Team
Risposta di Paydown
Thanks so much for the kind words, Samuel. It means a lot to hear the service made a difference.
The Paydown Team
The company Paydown is great easy to…
The company Paydown is great easy to use and easy to understand very quick with the payout too. Would recommend them to anyone how is looking for a loan would use them again
27 luglio 2026
Risposta di Paydown
Hi Scott,
Thank you so much for the kind words! We're really glad to hear the process was quick and easy to understand, and that the payout came through fast. Recommendations like yours mean a lot to us.
The Paydown Team
Risposta di Paydown
Hi Tony,
Thank you for the kind words. We're really pleased the service made a good impression, and we'll be sure to pass this on to the team.
Best regards,
The Paydown Team
Risposta di Paydown
Hi Lynsey,
Thank you for the kind words, we're really glad the service felt fast and straightforward.
Best regards,
The Paydown Team
Do melhor resolvi meus problemas
Consegui resolver uma situação que poderia ser caótica tive que ajudar a minha família anos atrás depois da pandemia e desde aí não consegui resolver nem estabilizar a situação então com rapidez e segurança graças a vocês consegui recuperar minha autoestima e concluir meus objetivos do próximo ano 2026 com sucesso agradeço a equipe fantástica
18 dicembre 2025
Non scritta su invito
Risposta di Paydown
Hi Jorge,
Thanks for leaving us a review. We’re pleased to hear you’ve had a positive experience with Paydown.
Best regards,
The Paydown Team
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