I was very apprehensive at first as I was under the false impression taking out an Islamic Mortgage would be a long and tough process. Nagina was excellent from start to finish. A very quick con... Leggi di più
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Overall, I had a pleasant experience with Offa's Islamic HPP product. Nagina Haroon was also a very helpful and kind finance advisor. Therefore, I would recommend it to others. Only minor complaint... Leggi di più
Nagina was very helpful throughout the process, and appreciate her prompt reply to all our queries. She was patiently handling all the requests. Jezakhallah for all the support and highly recommend!!... Leggi di più
Reported to the FCA, Financial Times, Martin Lewis and the BBC. Absolutely terrible organisation, causing lots of distress and financial expense to scores of families who are supposed to be exc... Leggi di più
L'azienda ha risposto
Dettagli dell'azienda
Scritti dall'azienda
Founded in 2019, Offa is the UK's first hala bridge finance provider, now also offering our Home Purchase Plan, buy-to-let and bridge-to-let, operating in accordance with Islamic finance principles. Faith is at the core of Offa’s vision, brand and service, enabling British Muslim property investors and others seeking ethical capital to access Sharia-compliant finance and realise their potential as they move up the property ladder. Offa’s experienced senior team are among the leading names in UK Islamic finance, bringing innovation to the market by creating a faster, smarter, and easier service through direct and broker channels to meet this large and previously unfulfilled demand. Gulf Islamic Investments took a majority stake in the Birmingham-headquartered company in 2022.
Informazioni di contatto
Regno Unito
- offa.co.uk
Non risultano inviti alla recensione recenti
Questa azienda non ha mandato inviti ai suoi clienti di recente, quindi le recensioni potrebbero non essere rappresentative
Ha risposto al 90% delle recensioni negative ricevute
Solitamente risponde entro 24 ore
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excellent and quick service by Shajia
Pleasant experience
Overall, I had a pleasant experience with Offa's Islamic HPP product. Nagina Haroon was also a very helpful and kind finance advisor. Therefore, I would recommend it to others.
Only minor complaint would be that instead of asking for all documents at once, they were requested at staggered intervals and so it didn't feel that organised.
Mortgage & Protection Adviser
As a Mortgage & Protection Adviser, I have worked closely with Offa on a number of cases and have had a very positive experience throughout.
Most importantly, my clients have been extremely happy with the service they have received. The entire process, from the initial enquiry through to completion, has been smooth, professional and well managed.
The BDMs, case managers and wider Offa team have always been approachable, responsive and willing to help. Communication has been excellent, and they have provided support at every stage of the journey.
As an adviser working regularly with clients seeking Islamic finance solutions, it is reassuring to work with a lender that understands both the adviser and client experience. Offa has consistently delivered a high level of service and professionalism.
I would like to thank the whole team for their continued support and look forward to working with Offa on many more cases in the future.
Mukther Hossen
I had a great experience with Offa
I had a great experience with Offa, an Islamic Shariah-compliant HPP provider. From my initial enquiry through to receiving my offer letter, the whole process took just over 2 weeks, which was incredibly fast and efficient.
From the beginning, Osaama Hussain handled my initial enquiry quickly and professionally and got me booked in for a Decision in Principle (DIP) a couple of days later.
I then worked with Nagina Haroon, who carefully reviewed my finances and successfully secured my DIP. A couple of days after that, she supported me with my full application submission, explaining everything clearly and in detail and helping me put together a plan that was best suited to my situation.
Nagina really went above and beyond, booking me in for a slot close to her finishing time and even staying behind to help me complete and submit the application. This meant I was able to reserve and put an offer on the property I was after without losing out on it, which I really appreciated.
Once submitted, my application was sent to the underwriters, who arranged the valuation and issued an offer letter in just over a week.
Overall, I see Offa as a Shariah-compliant, ethical, and one of the easier and more accessible ways of buying a home, especially with the range of options available that help with affordability, such as 5% deposits, family assist, up to 7x salary borrowing, and gifted deposits.
The experience was smooth, well-managed, and far quicker than I expected. I really appreciate the support and professionalism from Osaama Hussain, Nagina Haroon, and the wider Offa team throughout.
Qadeer handled the refinance of a Ltd…
Qadeer handled the refinance of a Ltd company BTL application. Was a stress free process thanks to him answering all questions in a swift manner. I will be using you again for the next company purchase inshaAllah. Thank you for also recommending solicitors experienced in Shariah finance 👍🏼
OFFA- Excellent Service and Teamwork
Last week, I dealt with OFFA on an extremely urgent case and it was our company's first case with OFFA. the onboarding was done within a day.
OFFA fully understood the situation and responded with remarkable efficiency. Their underwriting team, specially the Senior Underwriter , liaised with me on a priority basis to safeguard the client from potential losses, ensuring that all requirements were handled without delay.
The case was Offered within just a few hours of submission, followed by a very swift completion process. Throughout the journey, * the senior intermediary and product manager also played a vital role in facilitating communication and supporting the progress of the case.
The client was extremely satisfied with the outcome, and I can confidently say that the service provided by OFFA could not have been better. The collaboration, responsiveness, and professionalism demonstrated by everyone involved were truly exceptional.
First Time Bridge Finance
I wanted to buy a property from auction and thought Islamic Finance could not be arranged in time.
14 days to close on a 250K property and Offa made it happen. I felt like I had my own little team :)
Thanks to everyone
What a fantastic broker experience
What a fantastic broker experience, from start to finish, the support has been way above my expectations. The initial contact with Saalik and then the underwriting working late Friday evening, yes that is right late Friday evening !!! A smooth professional process, Offa definitely has brought something new to the table!
Complex made simple
A very complicated deal with an Ex-PAT based in Dubai and a Buy to Let property in England, and the requirement for the product to be Shariah compliant - all made extremely easy with the entire Team at Offa ably assisting
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