Happy Money Recensioni 761

TrustScore 4.5 su 5

4,7

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Scopri cosa dicono le persone

Valutata 5 stelle su 5

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3... Leggi di più

L'azienda ha risposto

Valutata 4 stelle su 5

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and... Leggi di più

Valutata 5 stelle su 5

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed. I had to resort to cr... Leggi di più

L'azienda ha risposto

Valutata 5 stelle su 5

Payed off a lot of credit card debt nice to have me st of my paycheck going back to me at 62 and getting ready to retire it was very important to take care of this stuff.

Dettagli dell'azienda

  1. Servizi finanziari non bancari

Scritti dall'azienda

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Informazioni di contatto

4,7

Eccellente

TrustScore 4.5 su 5

761 recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

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Come questa azienda usa Trustpilot

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Valutata 2 stelle su 5

I wish I could give this company a good…

I wish I could give this company a good review. Initially, the loan process was fast and easy. My loan was funded relatively quickly, but I don’t have much experience with personal loans so I don’t know how long other companies usually take. I believe I was funded within 14 days.
I have to leave a poor review because I recently requested to add additional money onto my personal loan after having completed a 65% payoff of my loan and was denied based on my performance with the company. Mind you I have never missed a payment and the only time that I was late on a payment was when I was making an additional payment to the principal and the payment failed so although I have a record of automatic payments for my loan on the same day every month they still didn’t qualify me for a loan increase. Their reasoning was asinine. I attempted to call in and discussed this with a customer service representative, but they have no power or no desire to reevaluate criteria overall, I am pretty disappointed with my experience.

17 aprile 2026
Non scritta su invito
Valutata 4 stelle su 5

Easy, Breezy

This was probably one of the easiest experiences with a loan provider that I've ever had. They had good terms and APR's based on what I was getting the loan for, and they were all straight forward and easy to use. The only thing I would like to see different, is a better app, that lets you both download your payment schedule and loan terms. There were a couple of times, I couldn't remember how long my loan was for, and because i wanted to make sure it was paid off on-time, I had to dig around for the original paperwork to see my loan term.

17 aprile 2026
Valutata 5 stelle su 5

I was trying to get a loan with many…

I was trying to get a loan with many companies including the 2 companies with I had loan, being a good payer and with a small debt and It was impossible until I contact you

16 aprile 2026
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Risposta di Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Valutata 5 stelle su 5

Excellent loan experience

Really great experience with Happy Money. The whole process was easy from beginning to end, approval was quick, and I had the funds 5 days later. I also really liked being able to choose between 3 repayment options depending on the term that worked best for me.

The online portal was also straightforward and easy to use, which made the whole experience even better.

Overall, this was one of the smoothest and easiest loan experiences I’ve had, and Happy Money was excellent to deal with.

16 aprile 2026
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Risposta di Happy Money

We're happy you found the loan process easy and quick. It's great to hear the online portal was straightforward for you. Thank you for sharing your positive experience!

Valutata 5 stelle su 5

Happy Money

Indeed, initially not too sure of loan approval because of my credit. My new baby 15 months mom pregnancy was deemed High Risk, and therefore had to stay home till put to bed.
I had to resort to credit cards to pay off bills and after her delivery my max out credit cards came punching me hard leaving me stressed and restless.
Surprisingly, my loan was approved within 10 minutes and deposited to my account in less than a week. I’ve paid most of the cards and can now have very happy moments with the family and little baby. Happy Money is the way out for people with my situation. I’ve been given options to choose a date for payment and the monthly payment will allow me to put bread and butter matter to rest. Thank you Happy Money 🙏🙏🙏

27 marzo 2026
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Risposta di Happy Money

Thank you for the review! We love empowering people to use money as a tool for their happiness! It's wonderful that Happy Money has helped with your credit cards, allowing you to focus on your family.

Valutata 5 stelle su 5

The approved me fast and easy

The approved me fast and easy . Thanks for the help

13 aprile 2026
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Risposta di Happy Money

We're happy to hear that the approval process was fast and easy for you! Thank you for your positive feedback; it means a lot to us.

Valutata 5 stelle su 5

Approval process seamless

Approval process seamless. Overall I had an exceptional experience!

11 aprile 2026
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Risposta di Happy Money

We're happy to hear that the approval process was seamless for you! Thank you for the review!

Valutata 5 stelle su 5

Low APR

Low APR. Easy application process.

2 aprile 2026
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Risposta di Happy Money

We're happy to hear that you found the application process easy and the APR low. Thank you for your feedback!

Valutata 5 stelle su 5

Super easy

Easy quick and when I did have to email customer service it was fast response

12 aprile 2026
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Risposta di Happy Money

We're happy to hear that our service was quick and easy for you. We appreciate your feedback regarding our fast customer service.

Valutata 5 stelle su 5

Made experience very easy

Made experience very easy. Very easy to set everything up and explained everything very easily

11 aprile 2026
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Risposta di Happy Money

We're happy to hear that the setup was easy and the explanation was clear. We appreciate you taking the time to share your positive experience!

Valutata 5 stelle su 5

Ease of application

Ease of application - all online
Received approval & loan within a week
Every detail taken care of by process -
No questions or confusion.
Amazing company

27 marzo 2026
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Risposta di Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Valutata 5 stelle su 5

Best loan experience by far!

Best loan experience by far! I got a low rate for the amount of time I requested. Money was available in the time frame they provided.

14 marzo 2026
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Risposta di Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Valutata 5 stelle su 5

Fast & efficient lending

Fast & efficient lending. Highly recommend!!

30 marzo 2026
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Risposta di Happy Money

We're glad you had a fast and efficient lending experience. Thank you for your recommendation; it means a lot to us.

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