Simple interface with easy to understand graphs. Just disappointed by one bug where I can't seem to change my target income once I'd set it
L'azienda ha risposto
Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più
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Very easy to model how to use pension and other savings to achieve your target net income in a tax efficient way. An eye opener for me, because I was struggling to get my head around it all using jus... Leggi di più
L'azienda ha risposto
A great start to retirement planning. There are one or two areas of improvement to help those who have started drawdown but the output plans are really helpful. Considering it’s free and doesn’t tr... Leggi di più
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Guide is a superb tool. The process of planning retirement finances and cash flow is laid out extremely clearly. The interface is very logical and clear requiring enough detail to be realistic witho... Leggi di più
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Dettagli dell'azienda
Scritti dall'azienda
We only have one aim, to give savers direct access to, or allow trustees, employers and providers to provide tools their pension savers need, to improve their retirement outcomes. Put simply, there are plenty of tools which tell pension savers if they take A each year, earn B returns, their pots will last for C years. For almost everyone these offer no practical help, as nearly everyone has other income or savings to put towards retirement. Included in these are State Pensions, Final Salary pensions, ISA savings and part time work for example. Some of these are taxable, some are not. Our tool is the only fully holistic planning tool that can be used directly by individuals without expert input. Our tool answers the one question pension savers actually want answered, "How do I use everything I have, to get the after tax income I want in retirement?". You can visit the Guiide website for much more detail and to try it for yourself.
Informazioni di contatto
113 Milngavie Road, G61 2QJ, Glasgow, Regno Unito
- 07971885821
- contact@guiide.co.uk
- guiide.co.uk
4,7
Eccellente
878 recensioni
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Very good interactive and intuitive web…
Very good interactive and intuitive web based application to simplify the forecasting of multi-pension and savings for retirement. Please improve it with additional, optional changes for greater granularity. Thanks.
30 giugno 2026
Risposta di Guiide
Hi James
Many thanks for the review and feedback, yes always looking to improve the site to give people more modelling options
Thanks
Kevin
Risposta di Guiide
Hi
Many thanks for the review and pleased you found it useful
Kevin
Fabulous free tool for planning…
Fabulous free tool for planning retirement. Also excellent customer service if you ask a question. Fast and friendly response. Very impressed.
2 luglio 2026
Risposta di Guiide
Hi Penny
Many thanks for the review and always happy to help with any questions
Thanks again
Kevin
Practical and easy to use
3 luglio 2026
Risposta di Guiide
Hi Jo
Many thanks for the review and we love hearing easy to use as thats the aim.
Thanks again
Kevin
Excellent full-featured pension planner
I very rarely leave reviews but this product is so much more powerful, flexible and overall useful than any other pension planner I've come across that I had to (re)commend it.
3 luglio 2026
Non scritta su invito
Risposta di Guiide
Hi
Many thanks for such a nice review and really pleased you like it.
Thanks again
Kevin
Recommended
It's the only free pension calculator I've found with all the features I need, plus the interface is easy \ intuitive.
27 giugno 2026
Risposta di Guiide
Hi Dave
Many thanks for the review and great all easy to use as that the aim.
Thanks again
Kevin
Super easy
Super easy. Super quick and gave a basic understanding. Wnough to say I can do this if........
24 giugno 2026
Risposta di Guiide
Hi Cali
Thanks for the review, love to hear easy and quick as thats the aim.
Thanks again
Kevin
The pension planning tool was very easy…
The pension planning tool was very easy to use and provide a good guide before going to a financial advisor.
12 giugno 2026
Risposta di Guiide
Hi
Many thanks for the review and pleased you find it easy to use as thats the aim
Thanks again
Kevin
Risposta di Guiide
Hi Clare
Many thanks for the review and pleased you find it simple and easy to use as thats the aim
Thanks again
Kevin
Risposta di Guiide
Hi James
Great you find it easy to use as thats the aim.
Thanks for the review
Kevin
Excellent way to plan for retirement
Excellent way to plan for retirement.
The only extra thing I'd like is do this for a couple rather than a single person only.
14 giugno 2026
Risposta di Guiide
Hi Jon
Many thanks for the review, yes we are as keen as anyone to get the couples planning in place. Give our last blog a read as it provides an update after years of imposed delay on us.
https://guiidewordpress.azurewebsites.net/developments-no-more-hanging-on/
Thanks
Kevin
Risposta di Guiide
Hi Ivor
Many thanks for the review pleased you found it easy to use as thats the aim.
Thanks again
Kevin
Incredibly useful!
Incredibly useful calculation for projected retirement drawdown with lots of useful sources of advice and providers. Future plans will make this invaluable!
19 maggio 2026
Risposta di Guiide
Hi Iain
Many thanks for the review and really pleased you like it.
Thanks again
Kevin
Best retirement calculator I’ve found.
6 giugno 2026
Risposta di Guiide
Hi Sue
Many thanks for the review and pleased you like it
Thanks again
Kevin
Easy to use .informative.
3 giugno 2026
Risposta di Guiide
Hi
Many thanks for the review, love to hear easy to use as thats the aim.
Thanks again
Kevin
Amazing
Really easy to use and can cope with all sorts of scenarios which other sites I've used can't accommodate. Would highly recommend.
25 maggio 2026
Risposta di Guiide
Hi Mel
Many thanks for the review and we love to hear easy to use as thats the aim.
Thanks again
Kevin
Very good site for a top down view
Very good site for a top down view. However, it currently doesnt include taxes. Once it does, I dont think anything below 5 stars is warranted.
Great work so far
Edited to 5 stars - see their comments on taxes.
8 maggio 2026
Risposta di Guiide
Hi
Thanks for the review, we calculate income tax and take it off the total income to give you the net income wanted. We even try to make it income tax efficient. As for other taxes CGT etc have a read of this blog below on how to deal with them.
https://guiidewordpress.azurewebsites.net/top-tips-3-saving-pots-isas-and-tax/
Thanks
Kevin
Used this tool a few times now and…
Used this tool a few times now and recommended it to friends and family really useful.1 thing which would be great is the couples forecast(i know this is in development).To work around this i just input details of myself, then do a separate for the wife which amounts to the same thing. Keep up the good work guys.
1 giugno 2026
Non scritta su invito
Risposta di Guiide
Hi Mike
Many thanks for the review. If it was down to us we would have had couples planning in some time ago.
Can now start getting this sorted after a year plus of regulatory discussions
Thanks
Kevin
thoughtful and useful information and…
thoughtful and useful information and projections that allows you to have a feel for managing finance in retirement
20 maggio 2026
Risposta di Guiide
Hi Tony
Many thanks for the review and pleased you like it.
Thanks again
Kevin
Very helpful, but ...
Very helpful. Considerably better than most pension calculators. But, would have been more helpful 1) to be able to review all of the assumptions & each calculation, & 2) to have been able to consider as a couple. Also, the tax figures looked unrealistically low.
Thanks, Kevin for your reply. In my plan I have an income of £60k, and no tax payable. I can't see how that is possible. And the assumptions don't provide enough detail for me to check the calculations.
I am grateful for having free access to such a comprehensive model. Yes, drawing money from savings doesn't attract income tax, but savings do attract dividend tax, & CGT, or interest tax. Full details of the calculations and detailed assumptions would help make everything clearer, and then people can make their own adjustments if needed.
23 maggio 2026
Risposta di Guiide
Hi Brian
Thanks for the review, on your three points
1. We put all of the assumptions on the Review page in great detail
2. Check out our blogs, you'll see the lack of couples modelling to date has not been done to us but regulatory restrictions which we have spent lots on legal and regulatory advice to get to where we are now after over a year of discussions. But we cant influence how long it takes for regulators to act.
3. If you have an issue with any tax figure in any year, let me know which one and Ill break it down. All our calcs are correct I can assure you of that.
In response to your question, you've said you have a large amount of savings and also will also receive a lump sum which will go into your savings so youll have very large savings pots in retirement. Youve said you want to protect all your pension pots and not draw these down, so it can only take money from your savings, drawing money from savings doesn't attract income tax. This is set out in the breakdown of source type chart in the Design page and also in the detail on the Review page, where it tells you where the money is coming from, so zero tax is correct given what you have put in and selected?
Yes, drawing money from savings doesn't attract income tax, but savings do attract dividend tax, & CGT, or interest tax.
Indeed some do, some don't, if in an ISA, that's why you should allow for that in the savings return assumption as it affects the return/growth you get, not the income tax paid. Yes we can make that clearer in the assumptions. We are doing a series of top tip blogs, ill add one on CGT, Dividend Tax etc and how to allow for it.
Many thanks for the feedback.
Kevin
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