M&S Credit Card Recensioni 

3663
•
TrustScore 4 su 5

3,9

Anche se non controlliamo le affermazioni specifiche, trattandosi di opinioni personali, etichettiamo le recensioni come “Verificate” quando riusciamo a confermare che c'è stata un'interazione commerciale effettiva. Leggi di più

Per proteggere l'integrità della piattaforma, ogni recensione presente sul sito, verificata o meno, viene monitorata dai nostri sistemi automatici 24 ore su 24. Questa tecnologia è progettata per individuare e rimuovere i contenuti che non rispettano le nostre regole, come le recensioni non basate su esperienze autentiche Siamo consapevoli che potremmo non riuscire a cogliere proprio tutto, quindi puoi segnalarci qualsiasi cosa pensi che ci sia sfuggita. Leggi di più

Scopri cosa dicono le persone

Valutata 5 stelle su 5

Responsible lender and love the app. To check credit card on. Well worth £10 monthly fee to link with M& S Rewards Club , in the first month I received £25 off home beauty or clothing and coffee vouc... Leggi di più

L'azienda ha risposto

Valutata 5 stelle su 5

The transfer was very simple, the agent was polite and explained the proceedure simply and exact. I knew what was happening from start to finish, I wish the term could have been for 24months not 12 m... Leggi di più

L'azienda ha risposto

Valutata 5 stelle su 5

I applied for an interest free balance transfer. The process was simple and straightforward, the decision was super fast and the whole process went smoothly and simply. I am well pleased and would ful... Leggi di più

L'azienda ha risposto

Valutata 1 stelle su 5

Beware taking out Marks and Spencer Club Rewards scheme membership. It appears good value at £10 per month with over £125 of money off vouchers and other perks. BUT if you use the vouchers and decide... Leggi di più

Dettagli dell'azienda

  1. Banca
  2. anche in
  3. Istituto finanziario

Scritti dall'azienda

M&S Bank launched in Autumn 2012, built on the foundations of M&S Money, which provided a range of financial products and great customer service for over 25 years. We aim to put you first and provide straightforward financial products and great customer service. We’re committed to building lasting relationships with everyone who banks with us by being truly focused on you, the customer.


Informazioni di contatto

3,9

Molto buono

TrustScore 4 su 5

4K recensioni

5 stelle
4 stelle
3 stelle
2 stelle
1 stella

Non risultano inviti alla recensione recenti

Questa azienda non ha mandato inviti ai suoi clienti di recente, quindi le recensioni potrebbero non essere rappresentative

Ha risposto al 99% delle recensioni negative ricevute

Solitamente risponde entro 24 ore

Come questa azienda usa Trustpilot

Scopri come vengono raccolte, valutate e moderate le loro recensioni e valutazioni.

3,9

Tutte le recensioni

(3663)

2480 recensioni negli ultimi 12 mesi

Scrivi una recensione
Su Trustpilot, le aziende non possono offrire incentivi o pagare per nascondere le recensioni. Le recensioni sono le opinioni dei singoli utenti e non di Trustpilot. Leggi di più

Valutata 5 stelle su 5

Great credit card and excellent…

Great credit card and excellent services. Definitely recommended

12 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Vahid. Thanks for your excellent review. We're thrilled to hear you are so happy with our card and service. We appreciate your feedback, and hope your day goes well. - Morag

Valutata 5 stelle su 5

Have been with M&S for a number

Have been with M&S for a number
Of years I have always received very good service, easy to contact and very helpful staff. Highly recommend

12 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Ann. Thank you for taking the time to leave such a lovely review! It's fantastic to hear how delighted you are with our services and loyalty to our brand, we’re so pleased. Wishing you a great afternoon, Morag

Valutata 5 stelle su 5

This is with reference to a several…

This is with reference to a several pairs of trousers I bought a couple of years ago; they are wearing well and still are, a comfortable fit.
Being short in the leg I normally find it difficult to get a pair to fit, & have to have them shortened but have been able to get them from M&S.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Douglas. Our friends at M&S Retail will be delighted to hear you're so happy with the quality and fit of your trouser choice. It's good to hear they're still going strong and remain comfortable for you. Thanks for getting in touch to let us know. Enjoy your afternoon. - Morag

Valutata 5 stelle su 5

I always use my M&S card when making…

I always use my M&S card when making especially, an online purchase.
I need to have peace of mind my purchases are safe.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Janice. Thanks for your review. We're pleased you find using your card online gives you peace of mind and this is so good to hear. We appreciate you getting in touch to let us know. Have a good afternoon, Morag

Valutata 2 stelle su 5

no web service

no web service, since i dont use a amartphone all actions have to be done by phone, with lengthy introductions all the way along.
its not made clear in the application process

3 aprile 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi there. Thanks for your feedback. We're sorry if you were unaware that a standalone web service wasn't available to simply allow you to manage your account online. Our Customer Service team are available to take any queries over the telephone between 8am-8pm daily, but if you choose to update to a smartphone in the future, you would then be able to download the app to manage your account on that device, but also have access to the web service we currently have available. We appreciate you getting in touch, and hope you have a good day. - Morag

Valutata 5 stelle su 5

A Financial Tool With Great Benefits

Since getting my card a couple of years ago it has been great to have as a very useful financial tool. I nearly always pay cash but have started often paying with my M & S bank card for the rewards. It's especially useful during the great M&S sales so that I don't miss out on the many, many bargains and then pay off the charges well within the time. Having this card makes me feel a little more secure too in the knowledge that M&S protects me from fraudulent use of my card too. Thank you.

10 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Valerie. Thanks for leaving such a wonderful review. We're really delighted to hear you feel secure and enjoy using your card. Our friends at M&S Retail will be so happy you love checking out their sale items, we hope you've been able to bag some bargains! We genuinely appreciate your feedback and hope you have a good afternoon. - Morag

Valutata 5 stelle su 5

Easy application and well explained the…

Easy application and well explained the process completed in the time indicated.

31 luglio 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi there. We're really pleased to hear you found the application process simple to work through, and that everything was completed for you in a timely manner. We appreciate you taking the time to leave a review and hope you enjoy using your card. Have a good day, Morag

Valutata 5 stelle su 5

Very pleased with M&S Bank so far

Very pleased with M&S Bank so far, have been with them for many years and fortunately had no problems. Easy to use website to find all your transactions.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Susan. Thanks so much for your review. We love to hear from our loyal customers such as yourself, and we're delighted that you're happy with our services. We hope you continue to enjoy using your card for many years to come. Wishing you a wonderful day ahead, Morag

Valutata 5 stelle su 5

Great app and even better vouchers

Great app and even better vouchers. I've stayed trad with mailed rewards. Getting my M&S vouchers is my monthly credit card highlight. It's not just a credit card...

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Mike. Thanks for your great review. It's so good to know you're finding our app so beneficial, and that you enjoy receiving and redeeming your rewards. We appreciate you getting in touch to let us know. Wishing you a good day, Morag

Valutata 5 stelle su 5

If you haven’t got an M&S Credit Card… get one!

I like to know when I spend on a credit card. M&S send a notification every time. A year ago I had a notification that my card had been used to buy a high value item. I contacted the support team and they dealt with it calmly and effectively.
I like the offers and rewards, plus M&S premium club.
Their integration with the M&S Sparks card app is really good. Easy to use and the offers are good and targeted to me.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi Mark. Thank you for taking the time to leave such wonderful feedback! It's fantastic to hear you're enjoying the benefits of our card together with the service we provide. We're sorry there was an unrecognised pending transaction showing on your details some time ago, but delighted to know that everything was quickly resolved for you. Have a great day, and thanks again. - Morag

Valutata 5 stelle su 5

Easy to apply

Easy to apply, processed quickly and straightforward to set up online

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, John. Thanks for getting in touch to leave such a great review. It's fantastic to hear you're so satisfied with our service and card. Enjoy your afternoon, and thanks again. - Morag

Valutata 1 stelle su 5

Not interested in PC Access by M&S

While I have access to a smart phone at times I don't always use one, and this rubbish cannot be accessed via a PC.

Tried, but I keep getting referred back to the phone app. Not sure how I can reach out when the bank isn't interested in anything other than smart phones

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Paul. Thanks for leaving a review. Just so you know, you can manage your account on a PC. You just need to register for Internet banking via our public website. If you need any assistance in setting this up please don't hesitate to reach out for customer support. Just give us a call on the number showing on the reverse of your card. Thanks again, and have a good evening. - Morag

Valutata 5 stelle su 5

I love M&S they always come to be my…

I love M&S they always come to be my life saver when I needed a balance transfer. Effortlessly they inform me i have one available then everything was done in five minutes. Brilliant.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Linda. Thanks for your review. We're so thrilled that you find the benefits of our card so useful, and that you find the transfer process so quick and easy to complete. We really appreciate your feedback, and thanks again for getting in touch. - Morag

Valutata 5 stelle su 5

Competition time with M.S

Great to enter a competition and something to look forward to and you might win.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Ann. Thanks for leaving a review. We're pleased to hear you enjoy the competitions. We hope you are a winner sometime soon! Thanks again, Morag

Valutata 5 stelle su 5

Great no problems easy to use and the…

Great no problems easy to use and the app is very easy to see balances pay your card or just keep track

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Hayley. Thanks for leaving such a fabulous review. We're so pleased you're finding our app so simple to use, so you can easily manage your account. Have a wonderful day, and thanks again. - Morag

Valutata 5 stelle su 5

A trusted Card

I've been an M&S Credit Card holder for many years and have always found their banking app to be customer-focused, intuitive, and easy to use. I use the card for both everyday spending and larger purchases, as it provides added security and peace of mind. With scams and fraudulent activity becoming increasingly common, it's reassuring to have the extra protection that comes with using the card. Overall, I've had a very positive experience and would happily recommend it.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Polly. Thanks so much for getting in touch, it’s great to hear from you, and we really appreciate your loyalty. We’re delighted you’re finding our banking app straightforward and easy to use. It’s also reassuring to know you feel confident in our fraud prevention and the steps we’ve got in place to help keep you protected. Wishing you a great day, and thanks again for taking the time to contact us. - Morag

Valutata 5 stelle su 5

The M&S credit card is the only one I use.

The M&S credit card is the only one I possess and that’s because it’s easy to use and payment is regular and very straightforward. I have recommended it to other people with confidence.
Satisfied customer.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi, Mrs Hoza. Thanks so much for your lovely review. It's great to hear you find our card so easy to use, and that it's simple to manage your payments. We genuinely appreciate your feedback and loyalty to our brand. Have a great day and thanks again. - Morag

Valutata 4 stelle su 5

M&S Bank on GrapheneOS

After my old phone landed jam side down in a car park, I made the choice to switch to GrapheneOS, a secure open-source version of Android, to de-Google and move away from big tech

On initial migration, all was working well. But within a month the M&S Banking app refused to work, claiming my device was rooted (untrue). Without the digital banking app I couldn't access my account. And so I left my original post here. M&S reached out to say contact them to see if they could help

I couldn't find an email address (really unhelpful) and it was difficult to explain the issue over the phone. However, I did eventually get an email address from talking to them over the phone after saying I wanted to lodge a complaint when the complaints team subsequently reached out

M&S stated it was GrapheneOS's fault, however my device was fully up to date. I don't know the core issue and how it got resolved, but my M&S Banking app has now worked on GrapheneOS for several months. Long may that continue - moving away from big tech shouldn't be that hard

I'm grateful to M&S for the support I eventually got, but boy was it difficult to find an email address for them

They also sent me a physical pass to access my account from a web browser which is great. If this and an email address for customer services were openly available, I would give them 5 stars

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi there. Thanks for taking the time to leave a review. We're sorry to hear of the challenges you're facing around online banking. We're here to help, and you can contact customer support by finding all the ways to get in touch with us on the 'Contact us' of our website, so please reach out. Thanks again, Morag

Valutata 1 stelle su 5

Waste of time and money

Spent 18 mins on hold, paying for that call, to ask basic questions about a balance payment deal, not answered by the website. Finally got through to a nice guy on a bad line to the Philippines. After 23 mins told no I can’t do it over the phone, have to do it on the M&S Bank app I gave up on a long time ago. Too fiddly for a sick customer. Why not say so on the website? So often even the most basic tasks with M&S turn out to be a hassle. It’s mantra about ‘high call demand’ also galling - same excuse every day, every time of the day. Easily solved by investing in more staff rather managers’ bonuses and profits.

11 agosto 2026
Non scritta su invito
Logo di M&S Credit Card

Risposta di M&S Credit Card

Hi there. Thank you for your feedback. We're sorry to hear about the challenges you faced when trying to make a payment, particularly when you were unwell. We take feedback seriously and are committed to treating every customer with respect and empathy. We'd love to help to ensure your concerns are properly reviewed and that you don't encounter any future issues making your payments. Please reach out to us as soon as you’re able to. If you use digital banking, you can get in touch using our Chat feature. You can also find alternative ways to get in touch by visiting the ‘Contact us’ page on our website. We hope your health has improved and appreciate you taking the time to get in touch. Thanks again, Morag

Come funziona Trustpilot

Chiunque può scrivere una recensione su Trustpilot. L'autore di una recensione ha la possibilità di modificarla o cancellarla in qualsiasi momento e, fintantoché il suo account è attivo, la recensione rimane visibile a tutti.

Per salvaguardare la nostra piattaforma, facciamo uso di personale dedicato e di tecnologie intelligenti. Scopri come combattiamo le recensioni false.

Scopri di più su come vengono gestite le recensioni su Trustpilot.

Ecco qui 8 consigli per scrivere delle ottime recensioni.

La verifica aiuta a garantire che le recensioni su Trustpilot vengano scritte da persone reali.

Offrire incentivi in cambio di recensioni o chiederle solo a clienti specifici potrebbe distorcere il TrustScore, violando le nostre linee guida.

Scopri di più